AMELEB CLUB OF SAN ANTONIO

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

JULIE MERY

Phone

2104131922

Tax Period

2023-01-01 to 2023-12-31

AMELEB CLUB OF SAN ANTONIO, founded in 1996, is a micro nonprofit that reported $57K in total revenue in fiscal year 2023. Revenue fell 48% from the prior year — a significant decline worth monitoring. Expenses of $76K exceeded revenue, resulting in a 34% operating deficit.

Mission

PROVIDE SUPPORT AND AWARENESS OF LEBONESE CULTURE THROUGH MEMBERSHIP ACTIVITIES, PARTICIPATION, AND SPONSORSHIP OF EVENTS AND CHARITABLE SUPPORT.

Program Service Accomplishments

Program 1

Expenses: $5,710

MEMBERSHIP ACTIVITIES

Program 2

Expenses: $58,720

PROVIDE SUPPORT AND SCHOLARSHIP FUNDS TO ORGANIZATIONS THAT PROMOTE AND ENHANCE LEBONESE CULTURE

Program 3

Expenses: $9,817

REPRESENT LEBONESE CULTURE BY PARTICIPATING IN AND SPONSORING THE TEXAS FOLKLIFE FESTIVAL, SAN ANTONIO TX

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $10,772

Program Service Revenue $20,769

Investment Income $0

Other Revenue $24,993

TOTAL REVENUE $56,534

Expense Breakdown

Grants Paid $58,720

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $74,247

Other Expenses $17,313

TOTAL EXPENSES $76,033

Year-over-Year Comparison

	2023	2022	Change
Revenue	$56,534	$108,179	-0.5%
Expenses	$76,033	$147,143	-0.5%
Net Income	$-19,499	$-38,964	-0.5%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICIA BENSON	VICE PRESIDE	4.00	Officer Director	$0	$0	$0
MIKE DALY	DIRECTOR	4.00	Director	$0	$0	$0
JACKIE HILL	DIRECTOR	4.00	Director	$0	$0	$0
ANN DALY KARAM	SECRETARY	4.00	Officer Director	$0	$0	$0
PEGGY KARAM	VICE PRESIDE	4.00	Officer Director	$0	$0	$0
KEVIN KEARNS	DIRECTOR	4.00	Director	$0	$0	$0
JULIE MERY	PRESIDENT	4.00	Officer Director	$0	$0	$0
ALANA WELLS	TREASURER	4.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$56,534	$76,033	$116,776	$-19,499
2022	$108,179	$147,143	$136,275	$-38,964
2021	$158,113	$93,088	$175,239	$65,025
2020	$97,414	$100,342	$110,214	$-2,928
2019	$103,172	$79,074	$113,142	$24,098
2018	$102,162	$109,039	$89,044	$-6,877