BETTER BUSINESS BUREAU FOUNDATION OF EL PASO (EIN 742843049) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

MARINA ARDOVINOS

Phone

9155770195

Tax Period

2024-01-01 to 2024-12-31

BETTER BUSINESS BUREAU FOUNDATION OF EL PASO, founded in 1997, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $642K in total revenue in fiscal year 2024. Revenue fell 29% from the prior year — a significant decline worth monitoring.

Mission

TO PROVIDE HONESTY AND INTEGRITY IN THE MARKET PLACE THROUGH VOLUNTARY COOPERATION OF THE BUSINESSES AND EDUCATION OF CONSUMERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $607,368

Program Service Revenue $0

Investment Income $0

Other Revenue $34,750

TOTAL REVENUE $642,118

Expense Breakdown

Grants Paid $0

Salaries & Benefits $87,167

Fundraising Expenses $0

Program Expenses $603,395

Other Expenses $593,069

TOTAL EXPENSES $680,236

Year-over-Year Comparison

	2024	2023	Change
Revenue	$642,118	$908,878	-0.3%
Expenses	$680,236	$848,198	-0.2%
Net Income	$-38,118	$60,680	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$138,044

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARYBETH STEVENS	EXECUTIVE DIRECTOR	10.0	Officer	$20,280	$0	$81,121
ELIZABETH TERRAZAS	EXECUTIVE DIRECTOR	10.0	Officer	$14,231	$0	$56,923
LEE CHAYES	PAST CHAIR	0.5	Officer Director	$0	$0	$0
SEAN IHORN	TREASURER	0.48	Officer Director	$0	$0	$0
MARINA ARDOVINO	CHAIR	0.46	Officer Director	$0	$0	$0
MARGIE AGUILAR	SECRETARY	0.5	Officer Director	$0	$0	$0
RAUL GOMEZ	VICE CHAIR	0.46	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$642,118	$680,236	$567,483	$-38,118
2023	$908,878	$848,198	$613,255	$60,680
2022	$418,616	$438,993	$677,127	$-20,377
2021	$469,943	$521,139	$670,677	$-51,196
2020	$989,021	$966,274	$665,108	$22,747
2019	$109,571	$99,915	$571,038	$9,656

BETTER BUSINESS BUREAU FOUNDATION OF EL PASO