VENTURA COUNTY COMMUNITY DEVELOPMENT CORPORATION (EIN 743061811) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

BERTHA M GARCIA

Phone

8052737800

Tax Period

2024-01-01 to 2024-12-31

VENTURA COUNTY COMMUNITY DEVELOPMENT CORPORATION, founded in 2001, is a community nonprofit in the Community Improvement sector that reported $4.1M in total revenue in fiscal year 2024. Revenue surged 77% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.5M, a strong 62% operating margin.

Mission

TO STRENGTHEN AND SUSTAIN VIBRANT COMMUNITIES BY EMPOWERING INDIVIDUALS AND FAMILIES TO BUILD WEALTH THROUGH EDUCATION AND HOMEOWNERSHIP WITH A PRIMARY FOCUS ON SERVING LOW-TO-MODERATE INCOME CLIENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $3,269,743

Program Service Revenue $394,991

Investment Income $271,999

Other Revenue $175,032

TOTAL REVENUE $4,111,765

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,086,293

Fundraising Expenses $148,770

Program Expenses $1,314,733

Other Expenses $479,731

TOTAL EXPENSES $1,566,024

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,111,765	$2,319,437	+0.8%
Expenses	$1,566,024	$1,355,477	+0.2%
Net Income	$2,545,741	$963,960	+1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$228,235

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH GUITERREZ	PRESIDENT	1.00	Officer Director	$0	$0	$0
SHANE SAUNDERS	PAST PRESIDENT	1.00	Director	$0	$0	$0
ANTHONY RESTIVO	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
JASMINE PADILA	SECRETARY	1.00	Officer Director	$0	$0	$0
GREG T GLOVER	TREASURER	1.00	Officer Director	$0	$0	$0
GABRIELA MELLO	BOARD MEMBER	1.00	Director	$0	$0	$0
LISA BROOKS	BOARD MEMBER	1.00	Director	$0	$0	$0
ALEXANDER GALLARDO	BOARD MEMBER	1.00	Director	$0	$0	$0
MAYRA OSEGUERA	BOARD MEMBER	1.00	Director	$0	$0	$0
FERNANDO ORTIZ	BOARD MEMBER	1.00	Director	$0	$0	$0
BERTHA GARCIA	EXECUTIVE DIRECTOR	40.00	Officer	$127,019	$0	$127,019
ALEX VEGA	DIRECTOR OF LENDING	40.00	Officer	$101,216	$0	$101,216

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$4,111,765	$1,566,024	$16,252,977	$2,545,741
2023	$2,319,437	$1,355,477	$13,465,449	$963,960
2022	$2,760,172	$1,280,528	$12,518,279	$1,479,644
2021	$2,494,728	$1,261,747	$11,029,755	$1,232,981
2020	$2,412,185	$1,060,835	$9,803,544	$1,351,350
2019	$899,547	$1,022,041	$8,435,564	$-122,494
2018	$1,270,717	$1,031,714	$8,538,693	$239,003

VENTURA COUNTY COMMUNITY DEVELOPMENT CORPORATION