DELAWARE TITLE INSURANCE RATING BUREAU

EIN: 743065375 Mutual Benefit

WAYNE, PA

Total Revenue
$230,778
Total Expenses
$118,467
Total Assets
$168,325
Net Assets
$165,625
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2002
Legal Domicile
DE
Principal Officer
KAREN MAYEROS
Phone
6109959995
Tax Period
2025-01-01 to 2025-12-31

DELAWARE TITLE INSURANCE RATING BUREAU, founded in 2002, is a small nonprofit in the Mutual Benefit sector that reported $231K in total revenue in fiscal year 2025. Revenue surged 45% from the prior year, signaling strong growth momentum. The organization ran a surplus of $112K, a strong 49% operating margin.

Mission

LICENSED TITLE INSURANCE RATING ORGANIZATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $230,778
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $230,778

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $115,720
Other Expenses $118,467
TOTAL EXPENSES $118,467

Year-over-Year Comparison

2025 2024 Change
Revenue $230,778 $159,208 +0.4%
Expenses $118,467 $176,717 -0.3%
Net Income $112,311 $-17,509 -7.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
13
Independent Members
13
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
N/A AMTRUST TITLE INSURANCE CO 0.25
$0 $0 $0
N/A CHICAGO TITLE INSURANCE CO 0.25
$0 $0 $0
N/A COMMONWEALTH LAND TITLE IN 0.25
$0 $0 $0
N/A CONESTOGA TITLE INSURANCE 0.25
$0 $0 $0
N/A INVESTORS TITLE INS CO 0.25
$0 $0 $0
N/A DOMA TITLE INSURANCE, INC. 0.25
$0 $0 $0
N/A STEWART TITLE GUARANTY CO 0.50
$0 $0 $0
N/A OLD REPUBLIC NATIONAL TITL 0.25
$0 $0 $0
N/A THE SECURITY TITLE GUARANT 0.25
$0 $0 $0
N/A NATIONAL TITLE INS OF NEW 0.25
$0 $0 $0
N/A WFG NATIONAL TITLE INS CO 0.25
$0 $0 $0
N/A FIDELITY NATIONAL TITLE IN 0.25
$0 $0 $0
N/A FIRST NATIONAL TITLE INSUR 0.25
$0 $0 $0
N/A ESSENT TITLE INSURANCE, INC. 0.25
$0 $0 $0
N/A TITLE RESOURCES GUARANTY C 0.25
$0 $0 $0
N/A CONNECTICUT ATTORNEYS TITL 0.25
$0 $0 $0
DAVID CARDNER FIRST AMERICAN TITLE INS C 0.50
Officer
$0 $0 $0
JEFFREY THOMPSON WESTOR LAND TITLE INS CO 0.50
Officer
$0 $0 $0
KAREN MAYEROS EXECUTIVE DIRECTOR 2.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $230,778 $118,467 $168,325 $112,311
2024 $159,208 $176,717 $54,205 $-17,509
2023 $160,119 $100,158 $71,366 $59,961
2022 $136,980 $180,242 $40,997 $-43,262
2021 $130,750 $106,502 $78,208 $24,248
2020 $121,451 $131,752 $55,086 $-10,301
2019 $93,306 $124,495 $39,219 $-31,189
2018 $105,955 $101,378 $72,600 $4,577
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