Riverways Pregnancy Resource Center

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

MICHELLE SIROIS

Phone

5737394673

Tax Period

2024-01-01 to 2024-12-31

Riverways Pregnancy Resource Center, founded in 2002, is a small nonprofit in the Human Services sector that reported $205K in total revenue in fiscal year 2024. The organization ran a surplus of $32K, a strong 16% operating margin.

Mission

To offer free services to pregnant women and local families in need. To provide free pregnancy testing, free first trimester ultasound for pregnancy verification, free parenting and prenatal education and free distribution of clothing, toys, cribs and food.

Program Service Accomplishments

Program 1

Expenses: $120,218 Revenue: $59,774

PROVIDED A VARIETY OF SERVICES TO 115 CLIENTS. SERVICES INCLUDE FREE PREGNANCY TESTING, LIMITED OBSTETRICAL ULTRASOUNDS, FREE CLOTHING, DIAPERS, BABY FOOD AND SUPPLIES. WE ALSO PROVIDE PRENATAL...

PROVIDED A VARIETY OF SERVICES TO 115 CLIENTS. SERVICES INCLUDE FREE PREGNANCY TESTING, LIMITED OBSTETRICAL ULTRASOUNDS, FREE CLOTHING, DIAPERS, BABY FOOD AND SUPPLIES. WE ALSO PROVIDE PRENATAL PARENTING AND BIBLE STUDY CLASSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $133,451

Program Service Revenue $59,774

Investment Income $4,973

Other Revenue $6,755

TOTAL REVENUE $204,953

Expense Breakdown

Grants Paid $3,265

Salaries & Benefits $96,055

Fundraising Expenses $0

Program Expenses $120,218

Other Expenses $73,721

TOTAL EXPENSES $173,041

Year-over-Year Comparison

	2024	2023	Change
Revenue	$204,953	$202,076	+0.0%
Expenses	$173,041	$141,302	+0.2%
Net Income	$31,912	$60,774	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$44,615

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DR MICHELLE SIROIS	PRESIDENT	1.00	Officer Director	$0	$0	$0
KATHI VAVRA	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
NANCY WHITAKER	SECRETARY	2.00	Officer Director	$0	$0	$0
GLENNA ARD	TREASURER	2.00	Officer Director	$0	$0	$0
JANET ELLIS	BOARD MEMBER	1.00	Director	$0	$0	$0
ED CARMACK	BOARD MEMBER	1.00	Director	$0	$0	$0
BABETTE WELLS	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT SHULTS	BOARD MEMBER	1.00	Director	$0	$0	$0
KARINDA HOOVER	BOARD MEMBER	1.00	Director	$0	$0	$0
AMANDA RHODES	BOARD MEMBER	1.00	Director	$0	$0	$0
DR CHRISTOPHER BALDWIN	MEDICAL DIRECTOR	1.00	Director	$0	$0	$0
CAMRON ERWAY	BOARD MEMBER	1.00	Director	$0	$0	$0
HOLLY ERWAY	BOARD MEMBER	1.00	Director	$0	$0	$0
MARCIE THOMAS	EXECUTIVE DIRECTOR	40.00	Key Emp	$44,615	$0	$44,615

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$204,953	$173,041	$392,488	$31,912
2023	$202,076	$141,302	$361,574	$60,774
2021	$173,451	$124,774	$323,678	$48,677
2020	$135,957	$108,999	$273,061	$26,958
2019	$146,408	$98,776	$269,768	$47,632
2018	$103,188	$82,001	$223,006	$21,187