The Whatcom Dream (EIN 743086597) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

The Whatcom Dream, founded in 2003, is a small nonprofit in the Human Services sector that reported $180K in total revenue in fiscal year 2023. The organization ran a surplus of $43K, a strong 24% operating margin.

Mission

Through financial education we empower individuals to achieve a higher quality of life.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $171,143

Program Service Revenue $8,600

Investment Income $733

Other Revenue $-447

TOTAL REVENUE $180,029

Expense Breakdown

Grants Paid $0

Salaries & Benefits $107,910

Fundraising Expenses $0

Program Expenses $0

Other Expenses $28,685

TOTAL EXPENSES $136,595

Year-over-Year Comparison

	2023	2022	Change
Revenue	$180,029	N/A	N/A
Expenses	$136,595	N/A	N/A
Net Income	$43,434	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$91,803

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kevin DeYoung	Board President	1.00	Officer	$0	$0	$0
Melissa Nelson	Board Member	1.00	Officer	$0	$0	$0
Josh Guthrie	Board Member	1.00	Officer	$0	$0	$0
Steven Hathaway	Board Member	1.00	Officer	$0	$0	$0
Jim Pidgeon	Board Member	1.00	Officer	$0	$0	$0
Anita Lemonis	Board Member	1.00	Officer	$0	$0	$0
Lydia Ahn	Board Member	1.00	Officer	$0	$0	$0
Trudy Shuravloff	Executive Director	40.00	Key Emp	$54,820	$0	$54,820
Kevin Stray	Program Manager	40.00	Key Emp	$36,983	$0	$36,983

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$180,029	$136,595	$405,292	$43,434

The Whatcom Dream