HEBREW FREE LOAN ASSOCIATION OF SAN ANTONIO (EIN 746062120) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1924

Legal Domicile

Principal Officer

JEFF SIEGEL

Phone

2107364352

Tax Period

2023-01-01 to 2023-12-31

HEBREW FREE LOAN ASSOCIATION OF SAN ANTONIO, founded in 1924, is a small nonprofit in the Religion sector that reported $158K in total revenue in fiscal year 2023. Revenue fell 28% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $31K, a strong 20% operating margin.

Mission

TO PROVIDE FINANCIAL RELIEF, THROUGH NO-INTEREST LOANS TO MEMBERS OF THE LOCAL JEWISH COMMUNITY.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $156,706

Program Service Revenue $0

Investment Income $1,137

Other Revenue $0

TOTAL REVENUE $157,843

Expense Breakdown

Grants Paid $0

Salaries & Benefits $85,088

Fundraising Expenses $486

Program Expenses $16,760

Other Expenses $41,267

TOTAL EXPENSES $126,355

Year-over-Year Comparison

	2023	2022	Change
Revenue	$157,843	$219,755	-0.3%
Expenses	$126,355	$211,018	-0.4%
Net Income	$31,488	$8,737	+2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✓ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✓ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID PINANSKY	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
JEFF SIEGEL	PRESIDENT	5.00	Officer Director	$0	$0	$0
ALLISON LAUGHINGHOUSE	DIRECTOR	5.00	Director	$0	$0	$0
TIM GROSSMAN	TREASURER	5.00	Officer Director	$0	$0	$0
MEG GROSSMAN	DIRECTOR	2.00	Director	$0	$0	$0
MELISSA FIERO	DIRECTOR	2.00	Director	$0	$0	$0
MIKE KELNE	VP OF DEVELOPMENT	2.00	Officer Director	$0	$0	$0
ROBIN DIAMOND	DIRECTOR	2.00	Director	$0	$0	$0
TZIPI BAR YADIN	DIRECTOR	2.00	Director	$0	$0	$0
DANIEL MULA	DIRECTOR	2.00	Director	$0	$0	$0
JARED DIAMOND	DIRECTOR	2.00	Director	$0	$0	$0
ROGER M LYONS MD	DIRECTOR	2.00	Director	$0	$0	$0
FREIDA DONZIS	DIRECTOR	2.00	Director	$0	$0	$0
MARGARET GOFMAN-KLEIN	DIRECTOR	2.00	Director	$0	$0	$0
NATALIE STEINER	DIRECTOR	2.00	Director	$0	$0	$0
LIZETTE FELD	DIRECTOR	2.00	Director	$0	$0	$0
SHARI MARKOWITZ	SR. VP, LCC PAST PRESIDENT	2.00	Officer Director	$0	$0	$0
IDAN MAZUZ	DIRECTOR	2.00	Director	$0	$0	$0
MICHAEL ROBBINS	IMMEDIATE PAST PRESIDENT	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$157,843	$126,355	$578,127	$31,488
2022	$219,755	$211,018	$653,942	$8,737
2021	$345,426	$173,363	$626,321	$172,063
2020	$200,868	$160,117	$461,178	$40,751

HEBREW FREE LOAN ASSOCIATION OF SAN ANTONIO