ZONTA INTERNATIONAL OF BROWNSVILLE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Phone

9565457990

Tax Period

2024-06-01 to 2025-05-31

ZONTA INTERNATIONAL OF BROWNSVILLE, founded in 1970, is a micro nonprofit that reported $20K in total revenue in fiscal year 2024. Revenue fell 38% from the prior year — a significant decline worth monitoring. Expenses of $39K exceeded revenue, resulting in a 96% operating deficit.

Mission

THE PURPOSE FOR WHICH THE CORPORATION IS ORGANIZED IS TO ENCOURAGE HIGH ETHICAL STANDARDS IN BUSINESS AND PROFESSIONS, AND TO IMPROVE THE LEGAL, POLITICAL AND ECONOMIC STATUS OF WOMEN.

Program Service Accomplishments

Program 1

Expenses: $38,983

THE PURPOSE FOR WHICH THE CORPORATION IS ORGANIZED IS TO ENCOURAGE HIGH ETHICAL STANDARDS IN BUSINESS AND PROFESSIONS, AND TO IMPROVE THE LEGAL, POLITICAL AND ECONOMIC STATUS OF WOMEN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $8,457

Program Service Revenue $0

Investment Income $582

Other Revenue $11,009

TOTAL REVENUE $20,048

Expense Breakdown

Grants Paid $20,300

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $38,983

Other Expenses $18,922

TOTAL EXPENSES $39,222

Year-over-Year Comparison

	2024	2023	Change
Revenue	$20,048	$32,509	-0.4%
Expenses	$39,222	$34,086	+0.2%
Net Income	$-19,174	$-1,577	+11.2%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ADRIANA LEAL	President	2.00	Officer Director	$0	$0	$0
NEIDA RUTH GRANTLAND	Vice President	2.00	Officer Director	$0	$0	$0
MIRIAM LETTE	Treasurer	2.00	Officer Director	$0	$0	$0
GRISELDA Y MUNOZ	Secretary	2.00	Officer Director	$0	$0	$0
DENISE GRANADO	Director	1.00	Director	$0	$0	$0
SYLVIA GARCIA	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$20,048	$39,222	$85,860	$-19,174
2024	$32,509	$34,086	$105,034	$-1,577
2023	$23,945	$31,499	$106,611	$-7,554
2022	$18,913	$55,045	$123,220	$-36,132
2021	$35,245	$34,759	$159,352	$486
2020	$4,749	$55,898	$158,867	$-51,149
2018	$56,216	$76,478	$196,224	$-20,262