BORGER CHAMBER OF COMMERCE

EIN: 750148865

BORGER, TX

Total Revenue
$191,311
Total Expenses
$338,157
Total Assets
$172,053
Net Assets
$157,626
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1963
Legal Domicile
TX
Principal Officer
FRITZI CATES
Phone
8062742211
Tax Period
2024-04-01 to 2025-03-31

BORGER CHAMBER OF COMMERCE, founded in 1963, is a small nonprofit that reported $191K in total revenue in fiscal year 2024. Expenses of $338K exceeded revenue, resulting in a 77% operating deficit.

Mission

Promote the commercial, industrial and civic interest of persons located in the city of Borger, TX and the surrouding area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $165,081
Program Service Revenue $0
Investment Income $2,366
Other Revenue $23,864
TOTAL REVENUE $191,311

Expense Breakdown

Grants Paid $0
Salaries & Benefits $86,574
Fundraising Expenses $22,868
Program Expenses $274,187
Other Expenses $251,583
TOTAL EXPENSES $338,157

Year-over-Year Comparison

2024 2023 Change
Revenue $191,311 $184,694 +0.0%
Expenses $338,157 $169,173 +1.0%
Net Income $-146,846 $15,521 -10.5%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
21
Independent Members
21
Employees
3
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$57,292
Total Directors
15
$0
Key Employees
1
$57,292
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
FRITZI CATES EXECUTIVE DIRECTOR 040.00
Officer Key Emp Highest
$57,292 $0 $57,292
SARAH ARCHER CHAIRWOMAN 001.00
Officer Director
$0 $0 $0
JT CONNOR VICE PRESIDENT 001.00
Officer Director
$0 $0 $0
NICOLE CHAVEZ TREASURER 001.00
Officer Director
$0 $0 $0
THERON BAKER BOARD MEMBER 001.00
Officer Director
$0 $0 $0
NICK KUEHLER BOARD MEMBER 001.00
Director
$0 $0 $0
AARON CAPPILA BOARD MEMBER 001.00
Director
$0 $0 $0
MICHELLE GRAY BOARD MEMBER 001.00
Director
$0 $0 $0
PAYTON LUMPKIN BOARD MEMBER 001.00
Director
$0 $0 $0
NATHAN ALLISON BOARD MEMBER 001.00
Director
$0 $0 $0
CINDY IRWIN BOARD MEMBER 001.00
Director
$0 $0 $0
REBECCA CALDER BOARD MEMBER 001.00
Director
$0 $0 $0
DANIEL FULLER BOARD MEMBER 001.00
Director
$0 $0 $0
JACKIE BRAND BOARD MEMBER 001.00
Director
$0 $0 $0
CORY MEADOWS BOARD MEMBER 001.00
Director
$0 $0 $0
GARRETT SPRADLING BOARD MEMBER 001.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $191,311 $338,157 $172,053 $-146,846
2024 $184,694 $169,173 $276,915 $15,521
2023 $149,403 $157,207 $335,514 $-7,804
2022 $198,241 $144,633 $344,485 $53,608
2021 $131,353 $139,760 $317,056 $-8,407
2020 $172,469 $186,434 $307,803 $-13,965
2019 $177,161 $184,365 $312,575 $-7,204
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