Denton Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1909

Legal Domicile

Phone

9403829693

Tax Period

2023-10-01 to 2024-09-30

Denton Chamber of Commerce, founded in 1909, is a community nonprofit that reported $2.7M in total revenue in fiscal year 2023. Expenses of $2.6M left a modest 4% surplus.

Mission

Promote Denton, Texas Community

Program Service Accomplishments

Program 1

Promote the Denton, Texas business community to businesses, citizens, and visitors by activities for economic development, convention and tourism promotion, and programs for member businesses.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,361,423

Program Service Revenue $210,590

Investment Income $17,310

Other Revenue $114,798

TOTAL REVENUE $2,704,121

Expense Breakdown

Grants Paid $0

Salaries & Benefits $663,351

Fundraising Expenses $0

Other Expenses $1,939,701

TOTAL EXPENSES $2,603,052

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,704,121	$2,623,180	+0.0%
Expenses	$2,603,052	$2,412,481	+0.1%
Net Income	$101,069	$210,699	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$223,510

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Erin Carney	President	40.00	Officer	$129,604	$0	$129,604
Pam Marrufo	CFO	40.00	Officer	$93,906	$0	$93,906
Sheryl English	Director	1.00	Director	$0	$0	$0
Jason Bodor	Director	1.00	Director	$0	$0	$0
Brian Danhof	Director	2.00	Officer Director	$0	$0	$0
Jeff Reecer	Director	2.00	Officer Director	$0	$0	$0
Marty Rivers	Director	1.00	Director	$0	$0	$0
April Stokes	Director	2.00	Officer Director	$0	$0	$0
Seth Morgan	Director	1.00	Director	$0	$0	$0
Jason Adamson	Director	2.00	Officer Director	$0	$0	$0
Jeff Bowerman	Director	1.00	Director	$0	$0	$0
Jeremy Fykes	Director	1.00	Director	$0	$0	$0
Josh Westrom	Director	1.00	Director	$0	$0	$0
Natetisha McIntosh	Director	1.00	Director	$0	$0	$0
Tracy Irby	Director	1.00	Director	$0	$0	$0
Aimee Bissett	Director	1.00	Director	$0	$0	$0
Brad Andrus	Director	1.00	Director	$0	$0	$0
Taylor Brakefield	Director	1.00	Director	$0	$0	$0
Andrew Cousins	Director	1.00	Director	$0	$0	$0
Cole Frazier	Director	1.00	Director	$0	$0	$0
Melanie Vest	Director	1.00	Director	$0	$0	$0
Emily Wright	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,704,121	$2,603,052	$1,469,244	$101,069
2023	$2,623,180	$2,412,481	$1,368,175	$210,699
2022	$1,996,300	$2,303,353	$1,157,476	$-307,053
2021	$2,173,243	$2,352,613	$1,614,529	$-179,370
2019	$2,464,177	$2,349,892	$1,241,879	$114,285
2018	$2,286,908	$2,379,853	$1,127,594	$-92,945