FORT WORTH, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)FORT WORTH CITY CREDIT UNION, founded in 1929, is a mid-sized nonprofit that reported $14.2M in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. The organization ran a surplus of $2.1M, a strong 15% operating margin.
THE CREDIT UNION PROVIDES A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS. ITS PRIMARY DEPOSIT PRODUCTS ARE SHARE ACCOUNTS, CERTIFICATES OF DEPOSIT, AND SHARE DRAFT ACCOUNTS, WHILE ITS PRIMARY LOAN PRODUCTS ARE SINGLE FAMILY RESIDENCE AND CONSUMER LOANS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $14,204,497 | $12,382,767 | +0.1% |
| Expenses | $12,072,203 | $10,049,518 | +0.2% |
| Net Income | $2,132,294 | $2,333,249 | -0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ELSA PANIAGUA | CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| RANDLE HARWOOD | VICE CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHARLIE RAMIREZ | SEC/TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| FELESHIA COCHRAN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| FERNANDO GONZALEZ | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| YOLANDA GONZALEZ | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BOB RILEY | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| PAT SVACINA | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| DAVID YETT | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| RON FOX | PRESIDENT & CEO | 40.00 |
Officer
|
$307,223 | $96,967 | $404,190 |
| MICHELLE JUSTICE | CHIEF FINANCIAL OFFICER | 40.00 |
Officer
|
$129,373 | $65,123 | $194,496 |
| ODIE OZUNA | VP OF LENDING (THRU 8/2024) | 40.00 |
Officer
|
$87,984 | $13,275 | $101,259 |
| RUSSELL PULLIAM | VP OF LENDING (AS OF 10/2024) | 40.00 |
Officer
|
$34,430 | $2,506 | $36,936 |
| ROSS GENTIS | VP OF INFORMATION SYSTEM | 40.00 |
Highest
|
$139,600 | $55,713 | $195,313 |
| GINGER RENDON | VP OF MEMBER SERVICES | 40.00 |
Highest
|
$113,798 | $48,620 | $162,418 |
| SARAH GREEN | VP OF MARKETING | 40.00 |
Highest
|
$103,043 | $34,024 | $137,067 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $14,204,497 | $12,072,203 | $303,096,452 | $2,132,294 |
| 2023 | $12,382,767 | $10,049,518 | $300,482,440 | $2,333,249 |
| 2022 | $11,089,026 | $8,385,733 | $303,013,348 | $2,703,293 |
| 2021 | $9,680,681 | $7,567,815 | $291,322,643 | $2,112,866 |
| 2020 | $9,400,902 | $7,346,650 | $249,852,822 | $2,054,252 |
| 2019 | $9,310,427 | $7,877,908 | $212,006,392 | $1,432,519 |
| 2018 | $8,562,938 | $6,735,051 | $203,237,621 | $1,827,887 |
Compare FORT WORTH CITY CREDIT UNION with other nonprofits in Texas and across the country.