GREENVILLE CHAMBER OF COMMERCE (EIN 750304660) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1950

Legal Domicile

Principal Officer

SHELLEY CORRALES

Phone

9034551510

Tax Period

2023-10-01 to 2024-09-30

GREENVILLE CHAMBER OF COMMERCE, founded in 1950, is a small nonprofit that reported $419K in total revenue in fiscal year 2023. Revenue surged 32% from the prior year, signaling strong growth momentum. Expenses of $396K left a modest 5% surplus.

Mission

THE MISSION OF THE GREENVILLE CHAMBER OF COMMERCE IS TO CHAMPION BUSINESS, ACTIVATE LEADERS AND EMPOWER THE COMMUNITY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $379,785

Investment Income $96

Other Revenue $38,678

TOTAL REVENUE $418,559

Expense Breakdown

Grants Paid $0

Salaries & Benefits $232,864

Fundraising Expenses $0

Other Expenses $163,510

TOTAL EXPENSES $396,374

Year-over-Year Comparison

	2023	2022	Change
Revenue	$418,559	$318,116	+0.3%
Expenses	$396,374	$321,168	+0.2%
Net Income	$22,185	$-3,052	-8.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$67,500

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MANDY STEWART	CHAIRMAN OF THE BOARD	5.00	Director	$0	$0	$0
MARANDA SPENCER	VICE CHAIRMAN OF FINANCE	5.00	Director	$0	$0	$0
DAVID ELLIS	VICE CHAIR OF OUTREACH	5.00	Director	$0	$0	$0
BONNIE STEWART	OUTGOING CHAIR	5.00	Director	$0	$0	$0
DAVID WEILAND	SECRETARY	5.00	Director	$0	$0	$0
CRAIG DRIGGERS	BOARD MEMBER	5.00	Director	$0	$0	$0
JIMMY DICKEY	BOARD MEMBER	1.00	Director	$0	$0	$0
PAUL PAINTER	BOARD MEMBER	1.00	Director	$0	$0	$0
HANNAH BYWATER	BOARD MEMBER	1.00	Director	$0	$0	$0
RICHARD CARTER	BOARD MEMBER	1.00	Director	$0	$0	$0
TRINA COLDIRON	BOARD MEMBER	1.00	Director	$0	$0	$0
JAMES STEELE	BOARD MEMBER	1.00	Director	$0	$0	$0
KELLY BULLOCK	BOARD MEMBER	1.00	Director	$0	$0	$0
BOBBY STOVALL	EX OFFICIO	1.00	Director	$0	$0	$0
DR JOE LOPEZ	EX OFFICIO	1.00	Director	$0	$0	$0
CHASEN CARPENTER	BOARD MEMBER	1.00	Director	$0	$0	$0
VINCE PATTERSON	INCOMING CHAIRMAN OF THE B	1.00	Director	$0	$0	$0
GREG SIMS	EX OFFICIO	1.00	Director	$0	$0	$0
LEE BOLES	EX OFFICIO	1.00	Director	$0	$0	$0
JERRY RANSOM	EX OFFICIO	1.00	Director	$0	$0	$0
SHELLEY CORRALES	PRESIDENT	40.00	Officer	$67,500	$0	$67,500

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$418,559	$396,374	$440,077	$22,185
2023	$318,116	$321,168	$418,253	$-3,052
2022	$335,030	$299,361	$420,370	$35,669
2021	$346,357	$244,851	$395,188	$101,506
2020	$268,612	$268,188	$283,971	$424
2018	$333,414	$282,461	$260,259	$50,953

GREENVILLE CHAMBER OF COMMERCE