ATHENS CHAMBER OF COMMERCE (EIN 750328151) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

JENNIFER NICOLE BROWNING

Phone

9036755181

Tax Period

2025-01-01 to 2025-12-31

ATHENS CHAMBER OF COMMERCE, founded in 1971, is a small nonprofit that reported $198K in total revenue in fiscal year 2025. Revenue surged 59% from the prior year, signaling strong growth momentum. Expenses of $188K left a modest 5% surplus.

Mission

TO PROMOTE THE CITY OF ATHENS FOR THE BENEFIT OF ITS CITIZENS AND BUSINESSES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $198,055

Investment Income $26

Other Revenue $0

TOTAL REVENUE $198,081

Expense Breakdown

Grants Paid $0

Salaries & Benefits $88,759

Fundraising Expenses $0

Other Expenses $99,515

TOTAL EXPENSES $188,274

Year-over-Year Comparison

	2025	2024	Change
Revenue	$198,081	$124,768	+0.6%
Expenses	$188,274	$133,732	+0.4%
Net Income	$9,807	$-8,964	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$61,316

Total Directors

$61,316

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JENNIFER NICOLE BROWNING	EXECUTIVE DI	30.00	Officer Director	$55,912	$0	$55,912
MEGAN COOKSEY	ADMINISTRATO	10.00	Officer Director	$5,404	$0	$5,404
MARGARET CAMILLE BARNES	ADMINISTRATO	10.00	Officer Director	$0	$0	$0
CAMILLE CAIN-BARNES	DIRECTOR	N/A	Officer Director	$0	$0	$0
BUDDY DANIELS	DIRECTOR	N/A	Officer Director	$0	$0	$0
AMANDA DESHAZO	CHAIRMAN	N/A	Officer Director	$0	$0	$0
TILO GALVAN	DIRECTOR	N/A	Officer Director	$0	$0	$0
DARCY HALL	DIRECTOR	N/A	Officer Director	$0	$0	$0
VICTOR ONTIVEROS	DIRECTOR	N/A	Officer Director	$0	$0	$0
ALEX PINEDO	DIRECTOR	N/A	Officer Director	$0	$0	$0
FLOR RINCON	TREASURER	N/A	Officer Director	$0	$0	$0
RACHEL STRANGE	DIRECTOR	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$198,081	$188,274	$19,716	$9,807
2024	$124,768	$133,732	$10,183	$-8,964
2023	$180,630	$188,262	$26,769	$-7,632
2022	$163,400	$164,644	$18,885	$-1,244
2021	$72,420	$51,482	$20,245	$20,938
2020	$44,216	$80,212	$2,173	$-35,996
2019	$135,943	$176,287	$36,310	$-40,344
2018	No data	No data	$67,754	No data

ATHENS CHAMBER OF COMMERCE