SNYDER CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Principal Officer

KENNY MILLER

Phone

3255733558

Tax Period

2025-01-01 to 2025-09-30

SNYDER CHAMBER OF COMMERCE, founded in 1963, is a small nonprofit that reported $383K in total revenue in fiscal year 2025. Revenue fell 52% from the prior year — a significant decline worth monitoring. Expenses of $367K left a modest 4% surplus.

Mission

SEE PREVIOUS MISSION DESCRIPTION

Program Service Accomplishments

Program 1

DISBURSEMENTS OF LOCAL HOTEL MOTEL TAXES FOR THE PROMOTION OF TOURISM

Program 2

WESTERN SWING FESTIVEL PROMOTES THE WESTERN MUSIC HERITAGE OF THE AREA AND PROMOTES THE LOCAL COMMUNITY DURING THE EVENT.

Program 3

THE JULY 4TH CELEBRATION IS AN EVENT TO PROMOTE THE GATHERING OF THE COMMUNITY AND DEVELOPS A PLACE TO MEET AND CELEBRATE OUR INDEPENDENCE AND PATRIOTISM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $185,072

Program Service Revenue $182,037

Investment Income $16,131

Other Revenue $0

TOTAL REVENUE $383,240

Expense Breakdown

Grants Paid $0

Salaries & Benefits $159,824

Fundraising Expenses $0

Other Expenses $207,041

TOTAL EXPENSES $366,865

Year-over-Year Comparison

	2025	2024	Change
Revenue	$383,240	$796,916	-0.5%
Expenses	$366,865	$939,781	-0.6%
Net Income	$16,375	$-142,865	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBER TINDOL	BOARD MEMBER	5.00	Director	$0	$0	$0
KENNY MILLER	CHAIRMAN	1.00	Director	$0	$0	$0
MELISSA RICO	BOARD MEMBER	1.00	Director	$0	$0	$0
ELI TORRES	BOARD MEMBER	1.00	Director	$0	$0	$0
JANET SPENCE	BOARD MEMBER	1.00	Director	$0	$0	$0
MIKE SNEAD	BOARD MEMBER	1.00	Director	$0	$0	$0
SANDY KINMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
SANDRA SALINAS	EXECUTIVE DIRECTOR	40.00	Officer Director	$0	$0	$0
JESSICA ROBBINS	BOARD MEMBER	1.00	Director	$0	$0	$0
JENNIFER ROSAS	TREASURER	1.00	Director	$0	$0	$0
JONATHON FARMER	BOARD MEMBER	1.00	Director	$0	$0	$0
JOSH ORETGON	EMPLOYEE	40.00	Officer Director	$0	$0	$0
ANDRA GREGORY	CHAIR ELEC	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$383,240	$366,865	$808,252	$16,375
2024	$796,916	$939,781	$781,551	$-142,865
2023	$965,719	$895,109	$943,715	$70,610
2022	$941,750	$835,289	$807,048	$106,461
2021	$730,714	$683,498	$637,874	$47,216
2020	$602,519	$548,176	$574,376	$54,343
2019	$744,882	$646,348	$509,989	$98,534
2018	$726,033	$653,003	$391,215	$73,030