DELTA COUNTY CHAMBER OF COMMERCE

EIN: 750761003

COOPER, TX

Total Revenue
$50,356
Total Expenses
$21,279
Total Assets
$50,136
Net Assets
$49,884
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1930
Legal Domicile
TX
Tax Period
2021-01-01 to 2021-12-31

DELTA COUNTY CHAMBER OF COMMERCE, founded in 1930, is a micro nonprofit that reported $50K in total revenue in fiscal year 2021. Revenue surged 207% from the prior year, signaling strong growth momentum. The organization ran a surplus of $29K, a strong 58% operating margin.

Mission

PROMOTE BUSINESS INTEREST IN DELTA COUNTY

Program Service Accomplishments

Program 1
Expenses: $4,151 Revenue: $7,075

COUNTY FAIR HELD IN THE SPRING TO PROMOTE BUSINESSES IN DELTA COUNTY

Program 2
Expenses: $2,954 Revenue: $2,783

ANNUAL BANQUET TO INSTATE OFFICERS AND RECONIZE OUTSTANDING BUSINESSPEOPLE AND FARMERS IN THECOUNTY

Program 3
Expenses: $1,510 Revenue: $11,633

OTHER ACTIVITIES HELD TO BRING PEOPLE INTO THE DOWNTOWNAREA OF COOPER

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $30,833
Program Service Revenue $0
Investment Income $4
Other Revenue $19,519
TOTAL REVENUE $50,356

Expense Breakdown

Grants Paid $0
Salaries & Benefits $7,967
Fundraising Expenses $0
Program Expenses $10,079
Other Expenses $13,312
TOTAL EXPENSES $21,279

Year-over-Year Comparison

2021 2020 Change
Revenue $50,356 $16,426 +2.1%
Expenses $21,279 $14,603 +0.5%
Net Income $29,077 $1,823 +15.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
16
Independent Members
16
Employees
1
Volunteers
16

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
15
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ADELIA WILLIAMS DIRECTOR 0.00
Director
$0 $0 $0
CARMEN FRAZIER DIRECTOR 0.00
Director
$0 $0 $0
CHRIS DUVALL DIRECTOR 0.00
Director
$0 $0 $0
TAMMI SPRINGETT DIRECTOR 0.00
Director
$0 $0 $0
MELISSA RODEN ADAMS DIRECTOR 0.00
Director
$0 $0 $0
KELLEY WELLS DIRECTOR 0.00
Director
$0 $0 $0
LORI FAULK BURGIN DIRECTOR 0.00
Director
$0 $0 $0
DENISE BRADDY DIRECTOR 0.00
Director
$0 $0 $0
JENNIFER SPEULDA DIRECTOR 0.00
Director
$0 $0 $0
KEITH MORRIS DIRECTOR 0.00
Director
$0 $0 $0
DEVONE MORRIS DIRECTOR 0.00
Director
$0 $0 $0
RICHELLE JOHNSON DIRECTOR 0.00
Director
$0 $0 $0
ABBEY TOSHACH DIRECTOR 0.00
Director
$0 $0 $0
DEVONE MORRIS DIRECTOR 0.00
Director
$0 $0 $0
RICHELLE JOHNSON DIRECTOR 0.00
Director
$0 $0 $0
KERI FOUSE Vice President 0.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2021 $50,356 $21,279 $50,136 $29,077
2020 $16,426 $14,603 $21,041 $1,823
2019 $30,982 $38,302 $19,257 $-7,320
2018 $37,553 $30,270 $26,592 $7,283
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