DELTA COUNTY CHAMBER OF COMMERCE (EIN 750761003) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1930

Legal Domicile

Tax Period

2021-01-01 to 2021-12-31

DELTA COUNTY CHAMBER OF COMMERCE, founded in 1930, is a micro nonprofit that reported $50K in total revenue in fiscal year 2021. Revenue surged 207% from the prior year, signaling strong growth momentum. The organization ran a surplus of $29K, a strong 58% operating margin.

Mission

PROMOTE BUSINESS INTEREST IN DELTA COUNTY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $30,833

Program Service Revenue $0

Investment Income $4

Other Revenue $19,519

TOTAL REVENUE $50,356

Expense Breakdown

Grants Paid $0

Salaries & Benefits $7,967

Fundraising Expenses $0

Program Expenses $10,079

Other Expenses $13,312

TOTAL EXPENSES $21,279

Year-over-Year Comparison

	2021	2020	Change
Revenue	$50,356	$16,426	+2.1%
Expenses	$21,279	$14,603	+0.5%
Net Income	$29,077	$1,823	+15.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
ADELIA WILLIAMS	DIRECTOR	Director	$0	$0	$0
CARMEN FRAZIER	DIRECTOR	Director	$0	$0	$0
CHRIS DUVALL	DIRECTOR	Director	$0	$0	$0
TAMMI SPRINGETT	DIRECTOR	Director	$0	$0	$0
MELISSA RODEN ADAMS	DIRECTOR	Director	$0	$0	$0
KELLEY WELLS	DIRECTOR	Director	$0	$0	$0
LORI FAULK BURGIN	DIRECTOR	Director	$0	$0	$0
DENISE BRADDY	DIRECTOR	Director	$0	$0	$0
JENNIFER SPEULDA	DIRECTOR	Director	$0	$0	$0
KEITH MORRIS	DIRECTOR	Director	$0	$0	$0
DEVONE MORRIS	DIRECTOR	Director	$0	$0	$0
RICHELLE JOHNSON	DIRECTOR	Director	$0	$0	$0
ABBEY TOSHACH	DIRECTOR	Director	$0	$0	$0
DEVONE MORRIS	DIRECTOR	Director	$0	$0	$0
RICHELLE JOHNSON	DIRECTOR	Director	$0	$0	$0
KERI FOUSE	Vice President	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$50,356	$21,279	$50,136	$29,077
2020	$16,426	$14,603	$21,041	$1,823
2019	$30,982	$38,302	$19,257	$-7,320
2018	$37,553	$30,270	$26,592	$7,283

DELTA COUNTY CHAMBER OF COMMERCE