BEDFORD, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)FORT WORTH COMMUNITY CREDIT UNION, founded in 1940, is a mid-sized nonprofit that reported $68.3M in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $58.8M left a modest 14% surplus.
TO PROMOTE THRIFT SAVINGS AND BORROWING.
SHARE ACCOUNTS - OUR SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH THE BRANCH NETWORK, HOME BANKING VIA THE INTERNET...
SHARE ACCOUNTS - OUR SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH THE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE AND ATM'S WORLDWIDE. SPECIAL SAVINGS ACCOUNTS DESIGNED FOR CHILDREN AND TEENAGERS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS.
CHECKING ACCOUNTS - OUR CHECKING ACCOUNTS PROVIDE VARIOUS FEATURES FOR CONSUMERS, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY, THE...
CHECKING ACCOUNTS - OUR CHECKING ACCOUNTS PROVIDE VARIOUS FEATURES FOR CONSUMERS, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION EXTENDS THE REACH OF THOSE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.
CONSUMER LOANS - OUR CONSUMER LOANS PROVIDE ALL TYPES OF LOANS. THE FOLLOWING TYPES OF LOANS ARE AVAILABLE: VEHICLES, RECREATIONAL VEHICLES, MORTGAGES, SIGNATURE, HOME EQUITY, CREDIT CARDS, SECURED...
CONSUMER LOANS - OUR CONSUMER LOANS PROVIDE ALL TYPES OF LOANS. THE FOLLOWING TYPES OF LOANS ARE AVAILABLE: VEHICLES, RECREATIONAL VEHICLES, MORTGAGES, SIGNATURE, HOME EQUITY, CREDIT CARDS, SECURED LOANS, ETC. THE CREDIT UNION PROVIDES HOME EQUITY LOANS ALONG WITH MORTGAGE LOANS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $68,284,998 | $61,144,057 | +0.1% |
| Expenses | $58,781,622 | $54,450,409 | +0.1% |
| Net Income | $9,503,376 | $6,693,648 | +0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| LEIGHTON WATERS | BOARD MEMBER | 2.00 |
Director
|
$3,665 | $0 | $3,665 |
| MICHAEL CLARDY | BOARD MEMBER-SECRETARY/TREASURER | 2.00 |
Officer
Director
|
$2,554 | $0 | $2,554 |
| JUDE KIAH | BOARD MEMBER | 2.00 |
Director
|
$1,500 | $0 | $1,500 |
| CHARLES REDDING | BOARD MEMBER-CHAIR | 2.00 |
Officer
Director
|
$1,500 | $0 | $1,500 |
| CHASITY CRAWLEY | BOARD MEMBER | 2.00 |
Director
|
$1,375 | $0 | $1,375 |
| TUNISIA SADRUDDIN | BOARD MEMBER-VICE CHAIR | 2.00 |
Officer
Director
|
$1,375 | $0 | $1,375 |
| JANICE GRACZYK | BOARD MEMBER | 2.00 |
Director
|
$1,250 | $0 | $1,250 |
| TOMAS TIJERINA | BOARD MEMBER | 2.00 |
Director
|
$1,250 | $0 | $1,250 |
| JOSEPH LOZANO | FMR BOARD MEMBER (UNTIL 2024) | 2.00 |
Director
|
$500 | $0 | $500 |
| LOUISE MOLINAR | BOARD MEMBER | 2.00 |
Director
|
$0 | $0 | $0 |
| DIANE DORSEY | PRESIDENT/CEO | 40.00 |
Officer
|
$477,383 | $52,961 | $530,344 |
| MICHAEL FRANKO | SVP FINANCE | 40.00 |
Officer
|
$359,552 | $34,810 | $394,362 |
| TAMMY TRUDELLE | VP HUMAN RESOURCES | 40.00 |
Officer
|
$293,727 | $41,354 | $335,081 |
| VALERIE GROSSKURTH | VP PAYMENT SYSTEMS & RISK MANAGEMENT | 40.00 |
Officer
|
$199,611 | $40,143 | $239,754 |
| JOHNNY NEIL SPENCER | VP SUPPORT SERVICES | 40.00 |
Officer
|
$180,449 | $45,470 | $225,919 |
| KAREN MARTINEZ | VP OPERATIONS | 40.00 |
Officer
|
$183,322 | $35,672 | $218,994 |
| BRANDY SCARLETT | VP MARKETING | 40.00 |
Officer
|
$144,867 | $42,856 | $187,723 |
| MERRILL CURRIER | VP INFORMATION TECHNOLOGY | 40.00 |
Officer
|
$222,205 | $41,499 | $263,704 |
| DOUG BEDNER | VP LENDING | 40.00 |
Officer
|
$252,739 | $1,627 | $254,366 |
| KOSTAS LEUCKER | INVESTMENT CONSULTANT | 40.00 |
Highest
|
$428,294 | $58,155 | $486,449 |
| GINDA ABRAHAM | FMR AVP ACCOUNTING (UNTIL 7/26/24) | 40.00 |
Highest
|
$189,615 | $15,441 | $205,056 |
| SHELIA HAILEY | AVP REAL ESTATE | 40.00 |
Highest
|
$132,456 | $31,973 | $164,429 |
| LISA PIPPIN | AVP LENDING | 40.00 |
Highest
|
$132,649 | $21,007 | $153,656 |
| TERRI BOOP | AVP BRANCH OPERATIONS | 40.00 |
Highest
|
$142,810 | $9,996 | $152,806 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $68,284,998 | $58,781,622 | $1,224,541,959 | $9,503,376 |
| 2023 | $61,144,057 | $54,450,409 | $1,206,269,215 | $6,693,648 |
| 2022 | $51,151,395 | $38,387,187 | $1,225,093,160 | $12,764,208 |
| 2021 | $43,127,818 | $36,734,867 | $1,211,753,992 | $6,392,951 |
| 2020 | $44,096,510 | $42,590,213 | $1,110,312,717 | $1,506,297 |
| 2019 | $47,287,563 | $43,592,939 | $1,001,618,613 | $3,694,624 |
| 2018 | $41,696,397 | $37,975,676 | $936,300,964 | $3,720,721 |
Compare FORT WORTH COMMUNITY CREDIT UNION with other nonprofits in Texas and across the country.