Wichita Falls, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)TEXOMA COMMUNITY CREDIT UNION, founded in 1953, is a mid-sized nonprofit that reported $24.6M in total revenue in fiscal year 2025. Revenue grew 8% year-over-year, indicating healthy expansion. Expenses of $21.3M left a modest 14% surplus.
Texoma Community Credit Union is a provider of credit union financial services.
Share Accounts: Tccu's share accounts offer advantages to members of all ages. The Credit Union had over 25,000 member-owners on December 31, 2025. Members' savings accounts pay dividends quarterly...
Share Accounts: Tccu's share accounts offer advantages to members of all ages. The Credit Union had over 25,000 member-owners on December 31, 2025. Members' savings accounts pay dividends quarterly and offer access through two local offices, home banking via the Internet or telephone, and ATMs worldwide. Special savings accounts designed for children encourage the development of consistent savings habits.
Checking Accounts: TCCU provides checking accounts for consumers with various features, from free accounts to those with special benefits. Most offer dividends that are paid monthly. Additionally...
Checking Accounts: TCCU provides checking accounts for consumers with various features, from free accounts to those with special benefits. Most offer dividends that are paid monthly. Additionally, the credit union extends the reach of these accounts to all members with free debit cards, internet account access and free use of the Internet bill payer platform. Over 40% of the credit union's member-owners have a checking account.
Consumer Loans: TCCU has provided vehicle loans since its inception. The consumer loan product line now includes efficient underwriting and flexible offering for recreational behicles, boats, and...
Consumer Loans: TCCU has provided vehicle loans since its inception. The consumer loan product line now includes efficient underwriting and flexible offering for recreational behicles, boats, and motorcycles as well as mortgages, signature loans, individual lines of credit, and loans secured by savings accounts. Consumer life and disability insurance is available on any of these loan types and assures that participating member-owners' loan payments are made without interruption in the even of their loss of income through death or disability.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $24,587,587 | $22,743,966 | +0.1% |
| Expenses | $21,266,490 | $19,867,496 | +0.1% |
| Net Income | $3,321,097 | $2,876,470 | +0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| John Buckley | President & CEO | 40 |
Officer
Key Emp
Highest
|
$212,851 | $0 | $212,851 |
| Tara Neal | CHRO | 40 |
Officer
Key Emp
Highest
|
$198,609 | $0 | $198,609 |
| Kenneth Thomason | EVP & CLO | 40 |
Officer
Key Emp
Highest
|
$197,453 | $0 | $197,453 |
| Angela Ohmstede | COO | 40 |
Officer
Key Emp
Highest
|
$196,289 | $0 | $196,289 |
| Kathryn Donovan | CFO | 40 |
Officer
Key Emp
Highest
|
$174,572 | $0 | $174,572 |
| Misti Todd | Mortgage Operations Manager | 40 |
Key Emp
Highest
|
$145,821 | $0 | $145,821 |
| Chris Hansard | VP of IT | 40 |
Key Emp
Highest
|
$140,565 | $0 | $140,565 |
| Randy Brewster | Commecial Loan Officer | 40 |
Key Emp
Highest
|
$138,431 | $0 | $138,431 |
| Casey Allen | Indirect Loan Officer | 40 |
Key Emp
Highest
|
$117,210 | $0 | $117,210 |
| Leslie Rhodes | VP Operations | 40 |
Key Emp
Highest
|
$117,210 | $0 | $117,210 |
| Lauren McKechnie | VP Marketing | 40 |
Key Emp
Highest
|
$101,579 | $0 | $101,579 |
| Tarvarus Sanders | Consumer Loan Manager | 40 |
Key Emp
Highest
|
$100,073 | $0 | $100,073 |
| Ripley Tate | Board Chairman | 3 |
Director
|
$0 | $0 | $0 |
| Lacy Morgan | Vice Chairman | 1 |
Director
|
$0 | $0 | $0 |
| Vanda Cullar | Treasurer | 1 |
Director
|
$0 | $0 | $0 |
| Stacy Darnall | Secretary | 1 |
Director
|
$0 | $0 | $0 |
| Tony Ramirez | Director | 1 |
Director
|
$0 | $0 | $0 |
| Scott Poenitzsch | Director | 1 |
Director
|
$0 | $0 | $0 |
| David Farabee | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $24,587,587 | $21,266,490 | $307,645,621 | $3,321,097 |
| 2024 | $22,743,966 | $19,867,496 | $276,531,868 | $2,876,470 |
| 2023 | $19,964,567 | $16,958,334 | $271,045,182 | $3,006,233 |
| 2022 | $16,333,220 | $13,538,846 | $259,230,472 | $2,794,374 |
| 2021 | $14,613,284 | $12,171,972 | $235,218,540 | $2,441,312 |
| 2020 | $13,014,646 | $10,885,327 | $209,734,145 | $2,129,319 |
| 2019 | $12,457,267 | $10,036,721 | $168,354,534 | $2,420,546 |
| 2018 | $10,592,327 | $8,517,060 | $156,992,409 | $2,075,267 |
Compare TEXOMA COMMUNITY CREDIT UNION with other nonprofits in Texas and across the country.