ODESSA, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)WEST TEXAS EDUCATORS CREDIT UNION, founded in 2024, is a community nonprofit that reported $3.9M in total revenue in fiscal year 2024.
| Explanation:| ORGANIZATIONS MISSION OR MOST SIGNIFICANT ACTIVITIES WEST TEXAS CREDIT UNIONS MISSION IS TO FACILITATE THE FINANCIAL SECURITY OF ITS MEMBERS THROUGH A FULL RANGE OF HIGHLY COMPETITIVE PRODUCTS UNSECURED LOANS VEHICLE LOANS MORTGAGE LOANS LOW COST CHECKING AND DEBIT CARDS FINANCIAL EDUCATION AND FINANCIAL CONSULTING AND IN DOING SO WTCU SEEKS TO BE THE PROVIDER OF CHOICE FOR THE COMMUNITY. WTCU IS COMMITTED TO ACHIEVE THE HIGHEST QUALITY FINANCIAL SERVICES FOR OUR FIELD OF MEMBERSHIP THROUGH ALL LIFE EVENTS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $3,875,125 | $3,868,076 | +0.0% |
| Expenses | $3,833,147 | $3,488,160 | +0.1% |
| Net Income | $41,978 | $379,916 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ADRIAN RUBIO | CEO | 40.00 |
Officer
|
$168,600 | $0 | $168,600 |
| Angeline Oliva Wilson | CFO | 40.00 |
Officer
|
$94,544 | $0 | $94,544 |
| ROBERT BROWN | CHAIRPERSON | 0.00 |
Director
|
$0 | $0 | $0 |
| CHARLES CARLSON | BOARD MEMBER | 0.00 |
Director
|
$0 | $0 | $0 |
| RICKY CHANDLER | BOARD MEMBER | 0.00 |
Director
|
$0 | $0 | $0 |
| MARY JARAMILLO | BOARD MEMBER | 0.00 |
Director
|
$0 | $0 | $0 |
| DONNIE NORWOOD | VICE CHARIMAN | 0.00 |
Director
|
$0 | $0 | $0 |
| GILBERT VASQUEZ | BAORD MEMBER | 0.00 |
Director
|
$0 | $0 | $0 |
| PATRICK YOUNG | BOARD MEMBER | 0.00 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $3,875,125 | $3,833,147 | $62,828,306 | $41,978 |
| 2023 | $3,868,076 | $3,488,160 | $62,401,961 | $379,916 |
| 2021 | $3,421,856 | $3,430,768 | $62,368,930 | $-8,912 |
| 2020 | $3,369,136 | $3,004,078 | $61,272,102 | $365,058 |
| 2019 | $2,969,663 | $2,646,700 | $57,547,328 | $322,963 |
| 2018 | $2,820,983 | $2,603,232 | $58,559,950 | $217,751 |
Compare WEST TEXAS EDUCATORS CREDIT UNION with other nonprofits in Texas and across the country.