Dallas, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Baylor Health Care System Credit Union, founded in 1957, is a community nonprofit that reported $3.8M in total revenue in fiscal year 2025. The organization ran a surplus of $625K, a strong 16% operating margin.
BHCSCU is a member-owned financial institution whose purpose is to promote the financial well- being of its members by providing comprehensive financial services
BHCSCU offers its members savings and deposit products at competetive rates
BHCSCU offers its members checking account products with competetive features and rates
BHCSCU offers its members loans of all types at competitive rates
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $3,827,796 | $3,889,094 | 0.0% |
| Expenses | $3,202,782 | $3,336,381 | 0.0% |
| Net Income | $625,014 | $552,713 | +0.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| LaVone Arthur | Chairman | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Keith Holtz | Vice-Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Bethany Ferguson | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Ray Bunyard | Treasurer | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Pat Brown | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Jeshahnton Essex | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Luz Tolentino | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Delana Huling | CEO | 40.00 |
Officer
|
$198,715 | $0 | $198,715 |
| Kelly Burns | Former VP Accounting | 40.00 |
Officer
|
$106,061 | $0 | $106,061 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $3,827,796 | $3,202,782 | $81,192,060 | $625,014 |
| 2024 | $3,889,094 | $3,336,381 | $80,331,606 | $552,713 |
| 2023 | $4,076,245 | $3,190,517 | $83,301,618 | $885,728 |
| 2022 | $3,694,548 | $2,964,167 | $92,098,424 | $730,381 |
| 2022 | $3,694,548 | $2,964,167 | $92,098,424 | $730,381 |
| 2021 | $3,459,403 | $2,981,534 | $91,130,224 | $477,869 |
| 2020 | $3,492,448 | $2,673,257 | $85,866,852 | $819,191 |
| 2019 | $3,740,518 | $2,858,866 | $76,173,286 | $881,652 |
| 2018 | $3,375,436 | $2,510,859 | $74,712,625 | $864,577 |
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