Corsicana, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Central Texas Teachers Credit Union, founded in 1956, is a small nonprofit that reported $765K in total revenue in fiscal year 2025. Expenses of $694K left a modest 9% surplus.
A cooperative, organized for the purpose of promoting thrift and savings among its members
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $765,229 | $775,332 | 0.0% |
| Expenses | $694,181 | $641,983 | +0.1% |
| Net Income | $71,048 | $133,349 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Lori Haynie | Board Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Tom Herrin | Vice Chair | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Rick Newton | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Danzell Lee | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Richard Washington | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Melissa Castillo | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Darrell Thompson | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Barbara Phillips | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Kevin Stanford | Board Member | 1.00 |
Director
|
$0 | $0 | $0 |
| Jim Revill | President/CEO | 40.00 |
Director
Key Emp
Highest
|
$76,420 | $0 | $76,420 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $765,229 | $694,181 | $14,073,988 | $71,048 |
| 2024 | $775,332 | $641,983 | $14,105,078 | $133,349 |
| 2023 | $669,573 | $597,752 | $14,690,883 | $71,821 |
| 2022 | $562,938 | $522,670 | $15,918,200 | $40,268 |
| 2021 | $599,315 | $488,298 | $15,856,468 | $111,017 |
| 2020 | $643,729 | $506,452 | $13,790,423 | $137,277 |
| 2019 | $603,420 | $482,823 | $13,515,621 | $120,597 |
| 2018 | $515,430 | $458,719 | $13,628,745 | $56,711 |
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