Central Texas Teachers Credit Union

EIN: 751058576

Corsicana, TX

Total Revenue
$765,229
Total Expenses
$694,181
Total Assets
$14,073,988
Net Assets
$2,221,469
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1956
Legal Domicile
TX
Principal Officer
Jim Revill
Phone
9038746361
Tax Period
2025-01-01 to 2025-12-31

Central Texas Teachers Credit Union, founded in 1956, is a small nonprofit that reported $765K in total revenue in fiscal year 2025. Expenses of $694K left a modest 9% surplus.

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $599,095
Investment Income $166,134
Other Revenue $0
TOTAL REVENUE $765,229

Expense Breakdown

Grants Paid $0
Salaries & Benefits $337,895
Fundraising Expenses $0
Other Expenses $356,286
TOTAL EXPENSES $694,181

Year-over-Year Comparison

2025 2024 Change
Revenue $765,229 $775,332 0.0%
Expenses $694,181 $641,983 +0.1%
Net Income $71,048 $133,349 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
5
Volunteers
9

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
10
$76,420
Key Employees
1
$76,420
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Lori Haynie Board Chair 1.00
Officer Director
$0 $0 $0
Tom Herrin Vice Chair 1.00
Officer Director
$0 $0 $0
Rick Newton Secretary 1.00
Officer Director
$0 $0 $0
Danzell Lee Board Member 1.00
Director
$0 $0 $0
Richard Washington Board Member 1.00
Director
$0 $0 $0
Melissa Castillo Board Member 1.00
Director
$0 $0 $0
Darrell Thompson Board Member 1.00
Director
$0 $0 $0
Barbara Phillips Board Member 1.00
Director
$0 $0 $0
Kevin Stanford Board Member 1.00
Director
$0 $0 $0
Jim Revill President/CEO 40.00
Director Key Emp Highest
$76,420 $0 $76,420
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $765,229 $694,181 $14,073,988 $71,048
2024 $775,332 $641,983 $14,105,078 $133,349
2023 $669,573 $597,752 $14,690,883 $71,821
2022 $562,938 $522,670 $15,918,200 $40,268
2021 $599,315 $488,298 $15,856,468 $111,017
2020 $643,729 $506,452 $13,790,423 $137,277
2019 $603,420 $482,823 $13,515,621 $120,597
2018 $515,430 $458,719 $13,628,745 $56,711
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