Mobility Credit Union

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

Steve Martin

Phone

2145742000

Tax Period

2025-01-01 to 2025-12-31

Mobility Credit Union, founded in 1965, is a mid-sized nonprofit that reported $21.9M in total revenue in fiscal year 2025.

Mission

Providing personal financial service and value to members. These services include banking, loans, and investments.

Program Service Accomplishments

Program 1

Share Accounts The credit union offers services to members of all ages. The number includes basic shares and share accounts designed for holiday and vacation savings. These accounts can be accessed...

Program 2

Checking Accounts The credit union provides checking accounts for members to access with various features. We offer free checking , as well as accounts that pay dividends. These accounts come with...

Checking Accounts The credit union provides checking accounts for members to access with various features. We offer free checking , as well as accounts that pay dividends. These accounts come with free bill pay, a free debit card, access to free shared branching facilities, and surcharge free ATMs nationwide.

Program 3

Consumer Loans and Credit Cards The credit union offers consumer loans to include automobiles, recreational vehicles, equipment, and unsecured loan products to members. The credit union also offers a visa credit card to members. All loan products offer reasonable rates with different methods of payback for members.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $20,909,056

Investment Income $1,025,339

Other Revenue $0

TOTAL REVENUE $21,934,395

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,283,063

Fundraising Expenses $0

Other Expenses $18,503,890

TOTAL EXPENSES $21,786,953

Year-over-Year Comparison

	2025	2024	Change
Revenue	$21,934,395	$22,090,381	0.0%
Expenses	$21,786,953	$25,071,283	-0.1%
Net Income	$147,442	$-2,980,902	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$593,792

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Ron Perry	CEO	40.00	Key Emp	$360,174	$0	$360,174
Steve Martin	CFO	40.00	Key Emp	$233,618	$0	$233,618
Mike Jackson	Chairman	2.00	Officer Director	$0	$0	$0
John Mahalik	Vice Chair	2.00	Officer Director	$0	$0	$0
Andrea Solka	Treasurer	2.00	Officer Director	$0	$0	$0
Kinda Turner	Secretary	2.00	Officer Director	$0	$0	$0
Mike Struffolino	Director	2.00	Director	$0	$0	$0
Kevin Davis	Director	2.00	Director	$0	$0	$0
David Apple	Director	2.00	Director	$0	$0	$0
Suzanne Behling	Branch Manager	40.00	Highest	$132,732	$0	$132,732
Chris Hutado	SVP IT	40.00	Highest	$149,740	$0	$149,740
Linda Howard	AVP Branch Manager	40.00	Highest	$147,368	$0	$147,368
Chelly Clanton	SVP/Controller	40.00	Highest	$105,435	$0	$105,435
Justin Stuart	VP Marketing	40.00	Highest	$108,736	$0	$108,736

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$21,934,395	$21,786,953	$360,249,673	$147,442
2024	$22,090,381	$25,071,283	$373,626,744	$-2,980,902
2023	$19,906,163	$19,388,160	$376,890,924	$518,003
2022	$15,048,895	$10,512,111	$380,471,243	$4,536,784
2021	$12,843,616	$8,210,186	$295,221,683	$4,633,430
2020	$11,840,867	$9,615,162	$246,599,387	$2,225,705
2019	$10,279,656	$8,553,018	$220,834,663	$1,726,638
2018	$8,578,721	$6,980,475	$200,311,395	$1,598,246