PLANO, TX
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)INTOUCH CREDIT UNION, founded in 1974, is a mid-sized nonprofit that reported $55.0M in total revenue in fiscal year 2025.
The credit union is a member owned cooperative financial institution that provides Lending and Deposit services to its membership.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $54,977,010 | $56,988,098 | 0.0% |
| Expenses | $53,552,687 | $69,479,259 | -0.2% |
| Net Income | $1,424,323 | $-12,491,161 | -1.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Fran Perez | AVP-Training and Systems Implementa | 50.00 |
|
$155,294 | $0 | $155,294 |
| Nancy Pressel | Board Chairperson | 2.00 |
Director
|
$0 | $0 | $0 |
| John Roberts | Board Vice Chairperson | 2.00 |
Director
|
$0 | $0 | $0 |
| Jodie Robinson | Board Secretary | 2.00 |
Director
|
$0 | $0 | $0 |
| Theresa Tschirky | Board Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Terri BryantHarrell | Board Director | 2.00 |
Director
|
$0 | $0 | $0 |
| John Shinneman | Board Deputy Secretary | 2.00 |
Director
|
$0 | $0 | $0 |
| Robert Daniel Crouse | Board Treasurer | 2.00 |
Director
|
$0 | $0 | $0 |
| Jon Hardesty | Board Deputy Treasurer | 2.00 |
Director
|
$0 | $0 | $0 |
| Michael Gallo | Board Director | 2.00 |
Director
|
$0 | $0 | $0 |
| Kent L Lugrand | President-CEO | 65.00 |
Officer
|
$1,023,485 | $0 | $1,023,485 |
| Robert McDonald | SVP-CFO | 60.00 |
Officer
|
$793,026 | $0 | $793,026 |
| Thomas Condos | SVP-CIO | 50.00 |
Key Emp
|
$243,268 | $0 | $243,268 |
| Sammie Cantrell | SVP-CRO | 50.00 |
Key Emp
|
$478,776 | $0 | $478,776 |
| Bridger Robinson | SVP-CLO | 50.00 |
Key Emp
|
$235,207 | $0 | $235,207 |
| Timothy McCoy | SVP-CMO | 50.00 |
Key Emp
|
$208,964 | $0 | $208,964 |
| Kristen SchmiegJester | SVP-CDO | 50.00 |
Key Emp
|
$179,734 | $0 | $179,734 |
| Gloria Smith | SVP-CBO | 50.00 |
Key Emp
|
$185,690 | $0 | $185,690 |
| Matthew Santee | VP-Information Technology | 50.00 |
Key Emp
|
$158,363 | $0 | $158,363 |
| Chris Oglesbee | VP-Retail Operations | 50.00 |
Highest
|
$139,918 | $0 | $139,918 |
| Tami Gutierrez | AVP-Human Resources | 50.00 |
Highest
|
$133,580 | $0 | $133,580 |
| Karessa Pewtress | VP-Chief Retail Executive | 50.00 |
Highest
|
$128,345 | $0 | $128,345 |
| Amy Meska | AVP-Electronic Data Processing | 50.00 |
Highest
|
$120,611 | $0 | $120,611 |
| Melanie Glidwell | AVP-Consumer Lending | 50.00 |
Highest
|
$120,321 | $0 | $120,321 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $54,977,010 | $53,552,687 | $817,904,429 | $1,424,323 |
| 2024 | $56,988,098 | $69,479,259 | $834,353,721 | $-12,491,161 |
| 2023 | $57,946,260 | $64,976,413 | $920,409,034 | $-7,030,153 |
| 2022 | $47,406,759 | $52,269,291 | $1,046,983,946 | $-4,862,532 |
| 2021 | $46,134,137 | $36,680,083 | $1,008,404,060 | $9,454,054 |
| 2020 | $42,962,924 | $37,959,449 | $920,945,761 | $5,003,475 |
| 2019 | $49,590,479 | $43,759,153 | $812,748,822 | $5,831,326 |
| 2018 | $42,180,275 | $46,481,739 | $907,799,272 | $-4,301,464 |
Compare INTOUCH CREDIT UNION with other nonprofits in Texas and across the country.