Benbrook Area Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

CHAIRMAN

Phone

8172494451

Tax Period

2025-01-01 to 2025-12-31

Benbrook Area Chamber of Commerce, founded in 1986, is a small nonprofit that reported $291K in total revenue in fiscal year 2025. The organization ran a surplus of $82K, a strong 28% operating margin.

Mission

To promote and support the economic success of area businesses and the overal prosperity of the Benbrook community.

Program Service Accomplishments

Program 1

Maintained a membership directory in order to promote local businesses

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $202,734

Investment Income $0

Other Revenue $88,238

TOTAL REVENUE $290,972

Expense Breakdown

Grants Paid $0

Salaries & Benefits $65,318

Fundraising Expenses $0

Other Expenses $143,294

TOTAL EXPENSES $208,612

Year-over-Year Comparison

	2025	2024	Change
Revenue	$290,972	N/A	N/A
Expenses	$208,612	N/A	N/A
Net Income	$82,360	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTEN MILLS	EXECUTIVE DIRECTOR	40.00		$60,616	$0	$60,616
MARK PATENAUDE	Chairman	0.00	Officer Director	$0	$0	$0
ROBIN WARD	Director	0.00	Director	$0	$0	$0
JEREMY KIRWAN	Director	0.00	Director	$0	$0	$0
DAVID BALLEW	Director	0.00	Director	$0	$0	$0
RICHY HARDER	Director	0.00	Director	$0	$0	$0
MELANIE DAVIS	Director	0.00	Director	$0	$0	$0
PEPPER SIMS	Director	0.00	Director	$0	$0	$0
KENDELL KEETER	Director	0.00	Director	$0	$0	$0
BRIAN MARKWARDT	Director	0.00	Officer Director	$0	$0	$0
ANITA GROGAN	Director	0.00	Director	$0	$0	$0
JAMIE BENGFORD	Director	0.00	Director	$0	$0	$0
RICHY HARDER	Director	0.00	Director	$0	$0	$0
MISSY IRVIN	Director	0.00	Officer Director	$0	$0	$0
ERICA RICHARDSON	Secretary	0.00	Officer	$0	$0	$0
JUDITH DROGUETT	Treasurer	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$290,972	$208,612	$192,788	$82,360
2022	$138,115	$127,090	$116,173	$11,025
2021	$182,381	$143,449	$105,148	$38,932