E-Systems Inc Retiree Medical Benefits Trust (EIN 752475874) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

BNY MELLON

Phone

7815223000

Tax Period

2023-01-01 to 2023-12-31

E-Systems Inc Retiree Medical Benefits Trust, founded in 1997, is a community nonprofit that reported $5.1M in total revenue in fiscal year 2023. Revenue grew 12% year-over-year, indicating healthy expansion. The organization ran a surplus of $3.7M, a strong 71% operating margin.

Mission

To provide exclusive benefits to Eligible employees of the employer, their eligible dependents and designated beneficiaries.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $73,765

Investment Income $5,069,342

Other Revenue $0

TOTAL REVENUE $5,143,107

Expense Breakdown

Grants Paid $0

Salaries & Benefits $12,428

Fundraising Expenses $0

Program Expenses $0

Other Expenses $4,867

TOTAL EXPENSES $1,467,419

Year-over-Year Comparison

	2023	2022	Change
Revenue	$5,143,107	$4,585,105	+0.1%
Expenses	$1,467,419	$1,245,283	+0.2%
Net Income	$3,675,688	$3,339,822	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THE BANK OF NEW YORK MELLON	TRUSTEE (SEE SCHEDULE O)	0.0		$12,428	$0	$12,428

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$5,143,107	$1,467,419	$106,132,331	$3,675,688
2022	$4,585,105	$1,245,283	$93,406,589	$3,339,822
2021	$8,157,347	$733,574	$112,923,705	$7,423,773
2020	$10,740,829	$660,933	$102,690,822	$10,079,896
2019	$4,548,050	$975,339	$89,041,787	$3,572,711
2018	$3,987,197	$1,144,480	$75,423,005	$2,842,717

E-Systems Inc Retiree Medical Benefits Trust