AMERICAN COACH ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

ALBERT RIVERA

Phone

3618143687

Tax Period

2024-07-01 to 2025-06-30

AMERICAN COACH ASSOCIATION, founded in 1995, is a micro nonprofit in the Recreation & Sports sector that reported $56K in total revenue in fiscal year 2024. Revenue fell 28% from the prior year — a significant decline worth monitoring. Expenses of $87K exceeded revenue, resulting in a 56% operating deficit.

Mission

MEMBERSHIP SERVICES DESIGNED FOR OWNERS OF CERTAIN COACH RECREATIONAL VEHICLES.

Program Service Accomplishments

Program 1

Expenses: $72,816

AMERICAN COACH ASSOCIATION ENCOURAGES, FOSTERS AND PROMOTES THE INTEREST OF MOTORHOMING AMONG OWNERS OF FLEETWOODS AMERICAN ALLEGIANCE, AMERICAN DREAM, AMERICAN EAGLE, AMERICAN HERITAGE, AMERICAN...

AMERICAN COACH ASSOCIATION ENCOURAGES, FOSTERS AND PROMOTES THE INTEREST OF MOTORHOMING AMONG OWNERS OF FLEETWOODS AMERICAN ALLEGIANCE, AMERICAN DREAM, AMERICAN EAGLE, AMERICAN HERITAGE, AMERICAN TRADITION, AMERICAN REVOLUTION, REVOLUTION AND LIMITED MOTORHOMES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $18,095

Program Service Revenue $37,413

Investment Income $0

Other Revenue $0

TOTAL REVENUE $55,508

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $72,816

Other Expenses $86,522

TOTAL EXPENSES $86,522

Year-over-Year Comparison

	2024	2023	Change
Revenue	$55,508	$77,554	-0.3%
Expenses	$86,522	$33,813	+1.6%
Net Income	$-31,014	$43,741	-1.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JERRY PICKETT	CH PRES - GREAT LAKES	002.00	Director	$0	$0	$0
GARY PARK	CH PRES - MISSOURI VALLEY	002.00	Director	$0	$0	$0
JIM ANDERSON	CH PRES - NORTHEAST	002.00	Director	$0	$0	$0
BOB MAKEY	CH PRES - MID ATLANTIC	002.00	Director	$0	$0	$0
BRYAN RODGERS	CH PRE - SOUTH CENTRAL	002.00	Director	$0	$0	$0
TERRY MOOREFIELD	CH PRES - SOUTHEAST	002.00	Director	$0	$0	$0
JERRY SCOTT	CH PRES - WESTERN REGIONAL	002.00	Director	$0	$0	$0
MIKE WILSON	PRESIDENT	002.50	Officer	$0	$0	$0
BOB CARANI	VICE PRESIDENT	002.50	Officer	$0	$0	$0
ALBERTO RIVERA	TREASURER	002.50	Officer	$0	$0	$0
SUSAN ROSE	SECRETARY	002.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$55,508	$86,522	$82,468	$-31,014
2024	$77,554	$33,813	$113,483	$43,741
2023	$112,888	$142,465	$69,742	$-29,577
2022	$143,615	$130,036	$99,319	$13,579
2021	$128,984	$238,526	$85,740	$-109,542
2020	$66,324	$69,933	$195,282	$-3,609
2019	$142,865	$285,237	$198,941	$-142,372