Jewish Women International-242 105… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1897

Legal Domicile

Principal Officer

Lisa Zale

Phone

2143346554

Tax Period

2018-01-01 to 2018-12-31

Jewish Women International-242 1050 Big D Chapter-Texas Bingo, founded in 1897, is a micro nonprofit that reported $21K in total revenue in fiscal year 2018. Revenue fell 41% from the prior year — a significant decline worth monitoring. Expenses of $35K exceeded revenue, resulting in a 66% operating deficit.

Mission

Program services benefiting the community through economic literacy, community training, healthy relationship education, and the proliferation of women's leadership.

Program Service Accomplishments

Program 1

Expenses: $35,081 Revenue: $0

IN PERFORMING OUR EXEMPT PURPOSE FOR THIS YEAR, OUR CHAPTER JOINED OTHER DALLAS JEWISH WOMEN INTERNATIONAL CHAPTERS AND USED PROCEEDS OF SPECIAL FUND RAISING TO PROVIDE PROGRAM SERVICES, AS STATED IN...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $21,176

TOTAL REVENUE $21,176

Expense Breakdown

Grants Paid $35,081

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $35,081

Other Expenses $0

TOTAL EXPENSES $35,081

Year-over-Year Comparison

	2018	2017	Change
Revenue	$21,176	$35,656	-0.4%
Expenses	$35,081	$25,321	+0.4%
Net Income	$-13,905	$10,335	-2.3%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA ZALE	PRESIDENT	3.00	Officer Director	$0	$0	$0
BARBARA THORMAN	SEC/TREAS	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$21,176	$35,081	No data	$-13,905

Jewish Women International-242 1050 Big D Chapter-Texas Bingo