LOVEM MINISTRIES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1995

Legal Domicile

Principal Officer

JODY KENNEDY

Phone

8179442288

Tax Period

2025-01-01 to 2025-12-31

LOVEM MINISTRIES INC, founded in 1995, is a small nonprofit in the Religion sector that reported $721K in total revenue in fiscal year 2025. Revenue fell 21% from the prior year — a significant decline worth monitoring.

Mission

MINISTERS OF THE GOSPEL OF JESUS CHRIST WORKED FULL TIME MINISTERING TO PRISONS, CHURCHES AND OTHER GROUPS

Program Service Accomplishments

Program 1

Expenses: $408,433 Revenue: $720,642

PROMOTE CHRISTIAN EVANGELISM AND MISSIONS LOCALLY, NATIONALLY AND INTERNATIONALLY. PREACHING AND TEACHING IN CHURCHES, RELIGIOUS CONFERENCES, PRISONS, COLLEGE CAMPUSES, AND CHRISTIAN SCHOOLS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $720,642

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $720,642

Expense Breakdown

Grants Paid $0

Salaries & Benefits $52,535

Fundraising Expenses $0

Program Expenses $408,433

Other Expenses $654,186

TOTAL EXPENSES $706,721

Year-over-Year Comparison

	2025	2024	Change
Revenue	$720,642	$913,650	-0.2%
Expenses	$706,721	$915,178	-0.2%
Net Income	$13,921	$-1,528	-10.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
LARRY JORDAN	BOARD MEMBER	Director	$0	$0	$0
JODY KENNEDY	PRESIDENT	Officer	$0	$0	$0
CHRIS ROBBINS	SECRETARY	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$720,642	$706,721	$205,511	$13,921
2024	$913,650	$915,178	$191,590	$-1,528
2023	$802,168	$881,901	$193,118	$-79,733
2022	$662,275	$831,517	$272,851	$-169,242
2021	$1,206,875	$708,836	$940,132	$498,039
2020	$542,126	$419,470	$442,093	$122,656
2019	$657,930	$646,876	$319,437	$11,054
2018	$755,000	$732,745	$308,383	$22,255