ACS Welfare Benefit Trust (EIN 752849051) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

Christopher Kujawa

Phone

2145845105

Tax Period

2019-07-01 to 2020-06-30

ACS Welfare Benefit Trust, founded in 2000, is a mid-sized nonprofit that reported $86.0M in total revenue in fiscal year 2019. Revenue fell 56% from the prior year — a significant decline worth monitoring. Expenses of $102.4M exceeded revenue, resulting in a 19% operating deficit.

Mission

To fund health and welfare benefits for employees and retirees

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $85,973,128

Investment Income $19,882

Other Revenue $0

TOTAL REVENUE $85,993,010

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $102,405,255

Other Expenses $1,630,089

TOTAL EXPENSES $102,405,255

Year-over-Year Comparison

	2019	2018	Change
Revenue	$85,993,010	$194,517,704	-0.6%
Expenses	$102,405,255	$195,311,571	-0.5%
Net Income	$-16,412,245	$-793,867	+19.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Noreen Farrell	Member of Governing Body	1.00	Director	$0	$0	$0
Tyler Scott	Member of Governing Body	1.00	Director	$0	$0	$0
Katherine Keller	Member of Governing Body	1.00	Director	$0	$0	$0
Sonia Hollies	Member of Governing Body	1.00	Director	$0	$0	$0
N/A	Trustee	5.00		$9,618	$0	$9,618

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$85,993,010	$102,405,255	No data	$-16,412,245

ACS Welfare Benefit Trust