CROSSVIEW CHRISTIAN CAMP & RETREAT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

GREGG MCCOWEN

Phone

8062945021

Tax Period

2023-01-01 to 2023-12-31

CROSSVIEW CHRISTIAN CAMP & RETREAT, founded in 2000, is a small nonprofit in the Youth Development sector that reported $206K in total revenue in fiscal year 2023. Revenue surged 63% from the prior year, signaling strong growth momentum. Net assets of $628K represent 37 months of operating reserves.

Mission

THE MISSION IS TO REACH AT RISK CHILDREN AND YOUTH WITH THE LIFE CHANGING TRUTH OF GODS WORD.

Program Service Accomplishments

Program 1

Expenses: $139,833 Revenue: $11,690

THE ORGANIZATION HELD NUMEROUS CAMPS AND RETREATS DURING THE PAST YEAR FOR GROUPS FROM CHURCH GROUPS TO TROULBLED TEEN GROUPS. THE CAMPS HAVE SEEN MANY CHILDREN ACCEPT CHRIST AS THEIR SAVIOR AND/OR...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $188,771

Program Service Revenue $11,690

Investment Income $0

Other Revenue $5,625

TOTAL REVENUE $206,086

Expense Breakdown

Grants Paid $400

Salaries & Benefits $87,171

Fundraising Expenses $4,776

Program Expenses $139,833

Other Expenses $116,506

TOTAL EXPENSES $204,077

Year-over-Year Comparison

	2023	2022	Change
Revenue	$206,086	$126,731	+0.6%
Expenses	$204,077	$127,246	+0.6%
Net Income	$2,009	$-515	-4.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$40,500

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SETH APPLETON	CAMP DIRECTOR	055.00	Director	$22,250	$0	$22,250
KASSI APPLETON	OFFICE MANAGER	030.00	Director	$18,250	$0	$18,250
GREG MCCOWEN	PRESIDENT	001.00	Officer Director	$0	$0	$0
CLAY POST	VICE PRESIDENT	001.00	Officer Director	$0	$0	$0
DIONNE MCCOWEN	SECRETARY	001.00	Officer Director	$0	$0	$0
SUSAN CHERRY	DIRECTOR	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$206,086	$204,077	$628,586	$2,009
2022	$126,731	$127,246	$627,423	$-515
2021	$106,619	$102,844	$627,022	$3,775
2020	$63,037	$78,691	$623,118	$-15,654
2019	$162,808	$169,020	$638,352	$-6,212
2018	$187,353	$180,980	$645,439	$6,373