HABITAT FOR HUMANITY INTERNATIONAL (EIN 752959894) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

ART MORY

Phone

9728492238

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY INTERNATIONAL, founded in 2001, is a micro nonprofit in the Housing & Shelter sector that reported $50K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year. The organization ran a surplus of $18K, a strong 36% operating margin.

Mission

BUILD HOMES FOR GOD'S PEOPLE IN NEED.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $16,156

Program Service Revenue $0

Investment Income $4,858

Other Revenue $29,001

TOTAL REVENUE $50,015

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $26

Program Expenses $6,103

Other Expenses $32,060

TOTAL EXPENSES $32,060

Year-over-Year Comparison

	2024	2023	Change
Revenue	$50,015	$54,706	-0.1%
Expenses	$32,060	$31,186	+0.0%
Net Income	$17,955	$23,520	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUE ALLELO	SECRETARY	N/A	Officer Director	$0	$0	$0
ANNETTE BARTOS	DIRECTOR	N/A	Director	$0	$0	$0
LISA EVANS	DIRECTOR	N/A	Director	$0	$0	$0
TERESA MCNIEL	DIRECTOR	N/A	Director	$0	$0	$0
ART MORY	PRESIDENT	N/A	Officer Director	$0	$0	$0
JOHN REYNOLDS	VICE PRESIDE	N/A	Director	$0	$0	$0
SCOTT ROBINSON	TREASURER	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$50,015	$32,060	$697,114	$17,955
2024	No data	No data	No data	No data
2023	$169,537	$189,654	$645,100	$-20,117
2022	$67,398	$10,501	$660,167	$56,897
2021	$112,757	$109,057	$604,583	$3,700
2020	$54,167	$15,160	$596,750	$39,007
2019	$105,280	$89,043	$558,495	$16,237

HABITAT FOR HUMANITY INTERNATIONAL