INCREASING HOPE

EIN: 753070026 501(c)(3) Human Services

NORTH CHARLESTON, SC

Total Revenue
$649,092
Total Expenses
$948,762
Total Assets
$201,183
Net Assets
$-45,812
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2005
Legal Domicile
SC
Principal Officer
DOROTHEA BERNIQUE
Phone
8432254343
Tax Period
2023-01-01 to 2023-12-31

INCREASING HOPE, founded in 2005, is a small nonprofit in the Human Services sector that reported $649K in total revenue in fiscal year 2023. Revenue fell 31% from the prior year — a significant decline worth monitoring. Expenses of $949K exceeded revenue, resulting in a 46% operating deficit.

Mission

THE MISSION OF INCREASING H.O.P.E FINANCIAL TRAINING CENTER IS TO CREATE FINANCIAL FREEDOM AND STABILITY FOR FAMILIES IN SOUTH CAROLINA BY BUILDING ASSETS THROUGH FINANCIAL EDUCATION AND TRAINING.

Program Service Accomplishments

Program 1
Expenses: $178,366

FINANCIAL EDUCATION: THE FINANCIAL EDUCATION PROGRAM IS A CORNERSTONE OF INCREASING H.O.P.E'S EFFORTS TO EMPOWER THE COMMUNITY. THIS PROGRAM OFFERS A RANGE OF SERVICES, INCLUDING FINANCIAL LITERACY...

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FINANCIAL EDUCATION: THE FINANCIAL EDUCATION PROGRAM IS A CORNERSTONE OF INCREASING H.O.P.E'S EFFORTS TO EMPOWER THE COMMUNITY. THIS PROGRAM OFFERS A RANGE OF SERVICES, INCLUDING FINANCIAL LITERACY CLASSES THAT HAVE BEEN ATTENDED BY 177 INDIVIDUALS. THESE CLASSES PROVIDE CRUCIAL KNOWLEDGE ABOUT BUDGETING, SAVING, AND MANAGING PERSONAL FINANCES. THE PROGRAM ALSO ENCOMPASSES HOUSING AND CREDIT COUNSELING, WITH 71 COUNSELING SESSIONS CONDUCTED IN THE PAST YEAR. THE COMPREHENSIVE APPROACH OF THE FINANCIAL EDUCATION PROGRAM ENSURES THAT COMMUNITY MEMBERS HAVE THE TOOLS AND KNOWLEDGE NECESSARY TO MAKE INFORMED FINANCIAL DECISIONS AND WORK TOWARDS LONG-TERM ECONOMIC STABILITY.

Program 2
Expenses: $251,321 Revenue: $21,141

SMALL BUSINESS DEVELOPMENT TRAININGS:INCREASING H.O.P.E ALSO FOCUSES ON FOSTERING ENTREPRENEURSHIP AND SUPPORTING SMALL BUSINESSES THROUGH ITS SMALL BUSINESS DEVELOPMENT TRAININGS. THIS INITIATIVE IS...

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SMALL BUSINESS DEVELOPMENT TRAININGS:INCREASING H.O.P.E ALSO FOCUSES ON FOSTERING ENTREPRENEURSHIP AND SUPPORTING SMALL BUSINESSES THROUGH ITS SMALL BUSINESS DEVELOPMENT TRAININGS. THIS INITIATIVE IS DESIGNED TO HELP ASPIRING AND EXISTING BUSINESS OWNERS GAIN THE SKILLS NEEDED TO START AND GROW THEIR BUSINESSES SUCCESSFULLY. THE PROGRAM INCLUDES A RANGE OF TRAINING EVENTS, WITH 89 EVENTS HELD OVER THE PAST YEAR, PROVIDING VALUABLE GUIDANCE ON BUSINESS PLANNING, MARKETING, FINANCIAL MANAGEMENT, AND MORE. THESE TRAININGS HAVE BECOME A VITAL RESOURCE FOR ENTREPRENEURS, PARTICULARLY WOMEN, THROUGH THE I-HOPE WOMEN'S BUSINESS CENTER AND THE BUSINESS SUCCESS CENTER. BY EQUIPPING SMALL BUSINESS OWNERS WITH ESSENTIAL SKILLS, THE PROGRAM CONTRIBUTES TO ECONOMIC DEVELOPMENT AND JOB CREATION WITHIN THE COMMUNITY.

Program 3
Expenses: $40,535

VITA TAX PROGRAM:FOR OVER 15 YEARS, THE VOLUNTEER INCOME TAX ASSISTANCE (VITA) PROGRAM HAS BEEN A BEACON OF SUPPORT FOR LOW-INCOME INDIVIDUALS AND FAMILIES. THIS PROGRAM PROVIDES FREE TAX PREPARATION...

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VITA TAX PROGRAM:FOR OVER 15 YEARS, THE VOLUNTEER INCOME TAX ASSISTANCE (VITA) PROGRAM HAS BEEN A BEACON OF SUPPORT FOR LOW-INCOME INDIVIDUALS AND FAMILIES. THIS PROGRAM PROVIDES FREE TAX PREPARATION SERVICES, ENSURING THAT CLIENTS MAXIMIZE THEIR REFUNDS AND CREDITS. THE VITA PROGRAM'S IMPACT IS SUBSTANTIAL, WITH A TOTAL OF $654,564 IN TAX REFUNDS PROCESSED, HIGHLIGHTING ITS ROLE IN HELPING FAMILIES IMPROVE THEIR FINANCIAL SITUATIONS. BY ALLEVIATING THE STRESS ASSOCIATED WITH TAX PREPARATION AND ENSURING COMPLIANCE WITH TAX LAWS, THE VITA PROGRAM FOSTERS FINANCIAL WELL-BEING AND RESILIENCE AMONG PARTICIPANTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $627,453
Program Service Revenue $21,141
Investment Income $32
Other Revenue $466
TOTAL REVENUE $649,092

Expense Breakdown

Grants Paid $0
Salaries & Benefits $582,206
Fundraising Expenses $7,517
Program Expenses $810,719
Other Expenses $366,556
TOTAL EXPENSES $948,762

Year-over-Year Comparison

2023 2022 Change
Revenue $649,092 $945,750 -0.3%
Expenses $948,762 $783,892 +0.2%
Net Income $-299,670 $161,858 -2.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
10
Independent Members
10
Employees
17
Volunteers
18

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$64,054
Total Directors
10
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
TRINA CARTER DIRECTOR 0.50
Director
$0 $0 $0
JILL WHISONANT DIRECTOR 0.50
Director
$0 $0 $0
RYAN BENTON DIRECTOR 0.50
Director
$0 $0 $0
JON STROUD DIRECTOR 0.50
Director
$0 $0 $0
CHRIS KOVACH DIRECTOR 0.50
Director
$0 $0 $0
ANGELIA WILLIAMS DIRECTOR 0.50
Director
$0 $0 $0
DOROTHEA BERNIQUE EXECUTIVE DIRECTOR 60.00
Officer
$64,054 $0 $64,054
DONNA D'AMATO CHAIR 1.00
Officer Director
$0 $0 $0
IORDANIS KARAGIANNIDIS TREASURER 1.00
Officer Director
$0 $0 $0
GARY LOADHOLT VICE CHAIR 1.00
Officer Director
$0 $0 $0
LAURA BATES SECRETARY 1.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $649,092 $948,762 $201,183 $-299,670
2022 $945,750 $783,892 $359,123 $161,858
2021 $448,680 $501,290 $127,870 $-52,610
2020 $252,950 $216,133 $180,680 $36,817
2019 $130,072 $161,881 $22,525 $-31,809
2018 $118,156 $162,656 $54,727 $-44,500
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