MINISTERIOS ROCA DE SALVACION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2003

Legal Domicile

Principal Officer

JOSE B ESPINAL

Phone

6314341038

Tax Period

2025-01-01 to 2025-12-31

MINISTERIOS ROCA DE SALVACION INC, founded in 2003, is a small nonprofit in the Religion sector that reported $110K in total revenue in fiscal year 2025. Revenue fell 21% from the prior year — a significant decline worth monitoring. Net assets of $392K represent 43 months of operating reserves.

Mission

THE ORGANIZATION S MISSION IS TO SPREAD THE GOSPEL OF JESUS CHRIST TO ALL PEOPLE THROUGH RELIGIOUS WORSHIP SERVICES, BIBLICAL INSTRUCTION, CONFERENCES AND CONVENTIONS.

Program Service Accomplishments

Program 1

Expenses: $113,459 Revenue: $110,030

TO SPREAD THE GOSPEL OF JESUS CHRIST TO ALL NATIONS THROUGH WORSHIP SERVICES, BIBLE INSTRUCTION, CONFERENCES AND CONVENTIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $110,030

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $110,030

Expense Breakdown

Grants Paid $11,140

Salaries & Benefits $25,000

Fundraising Expenses $0

Program Expenses $113,459

Other Expenses $77,319

TOTAL EXPENSES $113,459

Year-over-Year Comparison

	2025	2024	Change
Revenue	$110,030	$138,626	-0.2%
Expenses	$113,459	$102,964	+0.1%
Net Income	$-3,429	$35,662	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$25,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSE ESPINAL	PRESIDENT	25	Officer	$25,000	$0	$25,000
JOSE SIGFREDO TORRES	VICE PRESIDENT15	15	Officer	$0	$0	$0
MELISSA RODRIGUEZ	ASSISTANT SERETARY	15	Officer	$0	$0	$0
JACQUELINE PERALTA	ASSISTANT TREASURER	10	Officer	$0	$0	$0
MERCEDES GALDAMEZ	SECRETARY	15	Officer	$0	$0	$0
JOSE ADOLFO MEJIA	TREASURER	15	Officer	$0	$0	$0
WILLIAM ESPINAL	TRUSTEE	10	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$110,030	$113,459	$494,182	$-3,429
2024	$138,626	$102,964	$497,611	$35,662
2023	$137,979	$91,693	$461,949	$46,286
2022	$141,450	$73,699	$400,155	$67,751
2021	$132,870	$106,959	$332,404	$25,911
2020	$102,878	$102,878	$306,493	No data