THE OPPORTUNITY PLAN INC (EIN 756020405) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

TIM BYNUM

Phone

8066552528

Tax Period

2023-08-01 to 2024-07-31

THE OPPORTUNITY PLAN INC, founded in 1954, is a community nonprofit that reported $2.2M in total revenue in fiscal year 2023. Revenue fell 22% from the prior year — a significant decline worth monitoring. Expenses of $2.0M left a modest 9% surplus.

Mission

PROVIDE LOANS AND SCHOLARSHIPS TO COLLEGE STUDENTS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,006,966

Program Service Revenue $63,806

Investment Income $1,150,909

Other Revenue $2,198

TOTAL REVENUE $2,223,879

Expense Breakdown

Grants Paid $1,232,166

Salaries & Benefits $405,186

Fundraising Expenses $0

Program Expenses $1,414,837

Other Expenses $394,140

TOTAL EXPENSES $2,031,492

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,223,879	$2,869,153	-0.2%
Expenses	$2,031,492	$1,962,387	+0.0%
Net Income	$192,387	$906,766	-0.8%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$110,196

Total Directors

$110,196

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KEITH BROWN	DIRECTOR	1.00	Director	$0	$0	$0
CAROLYN BAXTER	DIRECTOR	1.00	Director	$0	$0	$0
MARTHA CAMPBELL	DIRECTOR	1.00	Director	$0	$0	$0
DEBBIE COLLIER	DIRECTOR	1.00	Director	$0	$0	$0
JJ GOMEZ	DIRECTOR	1.00	Director	$0	$0	$0
DR BROCK LOVETT	DIRECTOR	1.00	Director	$0	$0	$0
MEG O'BRIEN	MEMBER	1.00	Director	$0	$0	$0
KYLE SINGLETON	MEMBER	1.00	Director	$0	$0	$0
DR BOB ROBINSON	MEMBER	1.00	Director	$0	$0	$0
WILEY HARP	DIRECTOR	1.00	Director	$0	$0	$0
JERRY SCHAEFFER	DIRECTOR	1.00	Director	$0	$0	$0
DONNA WARRICK	MEMBER	1.00	Director	$0	$0	$0
DR CHRIS BRADY	DIRECTOR	1.00	Director	$0	$0	$0
STACEY KELLY	DIRECTOR	1.00	Director	$0	$0	$0
SUSAN TRIPPLEHORN	MEMBER	1.00	Director	$0	$0	$0
TIM BYNUM	EXEC DIRECTOR/PRESIDENT	40.00	Officer Director	$110,196	$0	$110,196
CURRIE SMITH	DIRECTOR	1.00	Director	$0	$0	$0
JANYTH BOWERS	DIRECTOR	1.00	Director	$0	$0	$0
DR PATRICK HANFORD	DIRECTOR	1.00	Director	$0	$0	$0
MATT MARRS	DIRECTOR	1.00	Director	$0	$0	$0
LESLIE HORTON	DIRECTOR	1.00	Director	$0	$0	$0
WES YOUNG	MEMBER	1.00	Director	$0	$0	$0
LINDY BURNAM	MEMBER	1.00	Director	$0	$0	$0
MACY PICKERING	MEMBER	1.00	Director	$0	$0	$0
DR LARRY JOHNSON	VICE-PRESIDENT	1.00	Officer	$0	$0	$0
LYNDA TINSLEY	SEC/TREAS	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,223,879	$2,031,492	$32,247,184	$192,387
2023	$2,869,153	$1,962,387	$31,228,504	$906,766
2022	$1,628,999	$2,287,301	$30,135,499	$-658,302
2022	$-1,899,695	$2,074,980	$30,351,406	$-3,974,675
2021	$1,575,077	$1,830,367	$34,328,715	$-255,290
2020	$1,349,548	$1,822,999	$32,196,249	$-473,451
2019	$1,792,511	$1,722,624	$31,128,699	$69,887

THE OPPORTUNITY PLAN INC