AMERICAN ASSOCIATION OF CREDIT UNION LEAGUES

EIN: 756046595

WASHINGTON, DC

Total Revenue
$1,288,838
Total Expenses
$1,281,969
Total Assets
$2,853,736
Net Assets
$1,876,539
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1942
Legal Domicile
WI
Principal Officer
BRAD MILLER
Phone
2025086762
Tax Period
2025-01-01 to 2025-12-31

AMERICAN ASSOCIATION OF CREDIT UNION LEAGUES, founded in 1942, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2025.

Mission

THE AMERICAN ASSOCIATION OF CREDIT UNION LEAGUES (AACUL), AN UNINCORPORATED, NOT-FOR-PROFIT ORGANIZATION, IS A TRADE ASSOCIATION FOR CREDIT UNION LEAGUES, AND THEIR AFFILIATES, WHICH ARE MEMBERS OF AMERICA'S CREDIT UNIONS (ACU). AACUL'S PURPOSE IS TO ASSIST IN THE DEVELOPMENT OF ITS MEMBERS AND TO ADVISE AND MAKE RECOMMENDATIONS TO MANAGEMENT AND POLICY MAKERS WITHIN THE CREDIT UNION MOVEMENT REGARDING THE FORMULATION AND IMPLEMENTATION OF POLICY TO FURTHER THE INTERESTS OF CREDIT UNIONS AND ASSOCIATIONS OF CREDIT UNIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,201,811
Investment Income $87,027
Other Revenue $0
TOTAL REVENUE $1,288,838

Expense Breakdown

Grants Paid $23,550
Salaries & Benefits $606,988
Fundraising Expenses $0
Other Expenses $651,431
TOTAL EXPENSES $1,281,969

Year-over-Year Comparison

2025 2024 Change
Revenue $1,288,838 $1,221,631 +0.1%
Expenses $1,281,969 $1,131,003 +0.1%
Net Income $6,869 $90,628 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
6
Independent Members
6
Employees
N/A
Volunteers
100

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$316,072
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JOHN BRATSAKIS CHAIR 2.00
Officer Director
$0 $0 $0
DAN SCHLINE VICE CHAIR 2.00
Officer Director
$0 $0 $0
CAROLINE WILLARD SECRETARY/TREASURER 2.00
Director
$0 $0 $0
KAREN HARBIN DIRECTOR (TERM 03/2025) 2.00
Director
$0 $0 $0
KEITH SULTEMEIER DIRECTOR 2.00
Director
$0 $0 $0
PATTY CORKERY DIRECTOR 2.00
Director
$0 $0 $0
SAMANTHA BEELER DIRECTOR 2.00
Director
$0 $0 $0
BRAD MILLER AACUL PRESIDENT 20.00
Officer
$284,609 $31,463 $316,072
JEFF OLSON IMMEDIATE PAST CHAIR (TERM 10/2025) 2.00
Officer
$0 $0 $0
PATRICK CONWAY IMMEDIATE PAST CHAIR 5.00
Officer
$0 $0 $0
AUSTIN B DE BEY DIRECTOR OF ADVOCACY 40.00
Highest
$142,945 $26,818 $169,763
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,288,838 $1,281,969 $2,853,736 $6,869
2024 $1,221,631 $1,131,003 $2,500,016 $90,628
2023 $980,186 $791,399 $2,441,288 $188,787
2022 $843,087 $693,623 $2,034,779 $149,464
2021 $733,220 $508,451 $1,915,760 $224,769
2020 $633,680 $403,637 $1,595,698 $230,043
2019 $739,194 $700,785 $1,187,711 $38,409
2018 $807,901 $671,821 $1,106,322 $136,080
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