GAFFNEY BOARD OF PUBLIC WORKS RETIREMENT BENEFITS TRUST (EIN 756828827) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2006

Legal Domicile

Principal Officer

ROGER D HARRIS

Phone

8644888800

Tax Period

2020-04-01 to 2021-03-31

GAFFNEY BOARD OF PUBLIC WORKS RETIREMENT BENEFITS TRUST, founded in 2006, is a small nonprofit that reported $151K in total revenue in fiscal year 2020. Revenue fell 72% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $146K, a strong 97% operating margin.

Mission

THE TRUST IS TO PROVIDE AN ADDITIONAL FUNDING SOURCE TO BE USED TO PAY THE COST OF MEDICAL COVERAGE FOR ELIGIBLE RETIREES AND THEIR ELIGIBLE DEPENDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $150,000

Investment Income $531

Other Revenue $0

TOTAL REVENUE $150,531

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $4,375

TOTAL EXPENSES $4,375

Year-over-Year Comparison

	2020	2019	Change
Revenue	$150,531	$530,367	-0.7%
Expenses	$4,375	$7,500	-0.4%
Net Income	$146,156	$522,867	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$45,900

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
J GRADY RANDOLPH	COMMISSIONER	1.00	Director	$0	$0	$9,000
ROGER D HARRIS	CHAIRMAN	1.00	Director	$0	$0	$9,600
JAMES H KELLY	TREASURER	1.00	Director	$0	$0	$9,300
DEWITT MCCRAW	COMMISSIONER	1.00	Director	$0	$0	$9,000
MEREDITH MCKEY	SECRETARY	1.00	Director	$0	$0	$9,000

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$150,531	$4,375	No data	$146,156
2020	$530,367	$7,500	$10,546,663	$522,867
2019	$391,710	$7,500	$10,023,796	$384,210

GAFFNEY BOARD OF PUBLIC WORKS RETIREMENT BENEFITS TRUST