GREATER HEIGHTS AREA CHAMBER OF COMMERCE (EIN 760234699) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1987

Legal Domicile

Principal Officer

LILIANA CANGA

Phone

7138616735

Tax Period

2024-10-01 to 2025-09-30

GREATER HEIGHTS AREA CHAMBER OF COMMERCE, founded in 1987, is a small nonprofit that reported $299K in total revenue in fiscal year 2024.

Mission

FOSTER ECONOMIC DEVELOPMENT AND SUPPORT THE LOCAL BUSINESS COMMUNITY OF THE GREATER HEIGHTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $153,194

Program Service Revenue $141,633

Investment Income $3,892

Other Revenue $122

TOTAL REVENUE $298,841

Expense Breakdown

Grants Paid $0

Salaries & Benefits $142,912

Fundraising Expenses $0

Other Expenses $173,015

TOTAL EXPENSES $315,927

Year-over-Year Comparison

	2024	2023	Change
Revenue	$298,841	$303,617	0.0%
Expenses	$315,927	$350,227	-0.1%
Net Income	$-17,086	$-46,610	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$82,350

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES MONTALBANO	PRESIDENT	40.00	Officer	$82,350	$0	$82,350
EDMAR JIMENEZ ADAME	BOARD MEMBER	N/A	Director	$0	$0	$0
TONY ALLMAN	BOARD MEMBER	N/A	Director	$0	$0	$0
STEVE BAKER	PAST CHAIR	N/A	Officer Director	$0	$0	$0
MICHELLE N BRIGGS	BOARD MEMBER	N/A	Director	$0	$0	$0
LILIANA CANGA	TREASURER	N/A	Officer Director	$0	$0	$0
JOHN FRELS	AT LARGE	N/A	Director	$0	$0	$0
JENNIFER HICKS	SECRETARY	N/A	Officer Director	$0	$0	$0
DR LINDSEY POLLOCK	BOARD MEMBER	N/A	Director	$0	$0	$0
CYNTHIA REIBENSTEIN	BOARD MEMBER	N/A	Director	$0	$0	$0
GENE REYNOLDS	CHAIR	N/A	Officer Director	$0	$0	$0
DAVID SCHEIN	BOARD MEMBER	N/A	Director	$0	$0	$0
DAVID SHAPIRO	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$298,841	$315,927	$142,029	$-17,086
2024	$303,617	$350,227	$168,382	$-46,610
2023	$377,943	$361,389	$217,847	$16,554
2022	$299,640	$312,194	$202,885	$-12,554
2021	$230,464	$174,011	$223,685	$56,453
2020	$312,907	$314,141	$199,142	$-1,234
2019	$452,264	$415,604	$203,966	$36,660
2018	$490,671	$478,493	$163,075	$12,178

GREATER HEIGHTS AREA CHAMBER OF COMMERCE