PORT TERMINAL RAILROAD ASSOC EMPLOYEE BENEFIT PLAN TRUST (EIN 760292964) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

DENISE MARTINEZ

Phone

7133936520

Tax Period

2023-11-01 to 2024-10-31

PORT TERMINAL RAILROAD ASSOC EMPLOYEE BENEFIT PLAN TRUST, founded in 2000, is a community nonprofit that reported $2.8M in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year.

Mission

TRUST ESTABLISHED TO PROVIDE HEALTH BENEFITS TO EMPLOYEES AND THEIR DEPENDENTS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,746,121

Investment Income $22,425

Other Revenue $0

TOTAL REVENUE $2,768,546

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $2,753,517

Other Expenses $684,096

TOTAL EXPENSES $2,753,517

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,768,546	$3,145,573	-0.1%
Expenses	$2,753,517	$3,183,414	-0.1%
Net Income	$15,029	$-37,841	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DENISE MARINEZ	TRUSTEE	5.00	Director	$0	$0	$0
CARL MATEJKA	TRUSTEE	5.00	Director	$0	$0	$0
KELLY RATLIFF	TRUSTEE	5.00	Director	$0	$0	$0
THERESA RUSK	TRUSTEE	5.00	Director	$0	$0	$0
RICKY WELLS	TRUSTEE	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,768,546	$2,753,517	$848,348	$15,029
2023	$3,145,573	$3,183,414	$833,319	$-37,841
2022	$3,244,680	$3,040,233	$871,160	$204,447
2021	$3,214,049	$2,567,873	$666,713	$646,176
2020	$2,751,534	$3,225,224	$20,537	$-473,690
2019	$1,865,258	$2,359,805	$628,040	$-494,547
2018	$2,547,638	$1,816,076	$1,093,774	$731,562

PORT TERMINAL RAILROAD ASSOC EMPLOYEE BENEFIT PLAN TRUST