COPPER VILLAGE COMMUNITY ASSOC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

RALPH YOCHAM

Phone

2815041300

Tax Period

2025-01-01 to 2025-12-31

COPPER VILLAGE COMMUNITY ASSOC, founded in 1993, is a small nonprofit in the Housing & Shelter sector that reported $608K in total revenue in fiscal year 2025. The organization ran a surplus of $107K, a strong 18% operating margin.

Mission

TO PROMOTE THE HEALTH, SAFETY AND WELFARE OF THE COMMUNITY AT LARGE

Program Service Accomplishments

Program 1

Expenses: $375,715

THE ASSOCIATION PROVIDES SERVICES TO THE COMMUNITY AT LARGE TO PROMOTE THE HEALTH, SAFETY AND WELFARE OF THE COMMUNITY MUCH LIKE A QUASI GOVERNMENTAL UNIT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $525,130

Program Service Revenue $0

Investment Income $6,710

Other Revenue $75,827

TOTAL REVENUE $607,667

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $375,715

Other Expenses $500,365

TOTAL EXPENSES $500,365

Year-over-Year Comparison

	2025	2024	Change
Revenue	$607,667	N/A	N/A
Expenses	$500,365	N/A	N/A
Net Income	$107,302	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
RALPH YOCHAM	PRESIDENT	Officer	$0	$0	$0
KIM HREHOR	VICE PRESIDENT	Officer	$0	$0	$0
BENJAMIN CMPBERRY	SECRETARY	Officer	$0	$0	$0
ELIA CIPRIANO	TREASURER	Officer	$0	$0	$0
ROY CASAS	DIRECTOR	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$607,667	$500,365	$975,973	$107,302
2024	$641,401	$625,332	$814,863	$16,069
2023	$594,389	$484,442	$798,046	$109,947
2022	$553,432	$543,299	$683,837	$10,133
2021	$560,086	$465,092	$680,456	$94,994
2020	$536,172	$569,002	$567,495	$-32,830
2019	$512,082	$491,305	$562,794	$20,777
2018	$468,257	$459,918	$511,317	$8,339