UM ARMY INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

Scott Atnip

Phone

2814790103

Tax Period

2024-10-01 to 2025-09-30

UM ARMY INC, founded in 1996, is a small nonprofit in the Housing & Shelter sector that reported $925K in total revenue in fiscal year 2024. Expenses of $832K left a modest 10% surplus.

Mission

U.M. ARMY, Inc's mission is to organize youth mission trips in the US with the focus on home repairs for the elderly and disabled.

Program Service Accomplishments

Program 1

Expenses: $815,762 Revenue: $708,514

U.M. ARMY, Inc organized and successfully completed 36 camps. The camps are primarily run by volunteers.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $210,783

Program Service Revenue $706,380

Investment Income $2,073

Other Revenue $5,599

TOTAL REVENUE $924,835

Expense Breakdown

Grants Paid $0

Salaries & Benefits $344,656

Fundraising Expenses $15,831

Program Expenses $815,762

Other Expenses $486,937

TOTAL EXPENSES $831,593

Year-over-Year Comparison

	2024	2023	Change
Revenue	$924,835	$877,356	+0.1%
Expenses	$831,593	$826,271	+0.0%
Net Income	$93,242	$51,085	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

2425

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$101,445

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Kiren Coleman Campbell	Accountant/Bookkeeper	30	Officer	$56,115	$0	$56,115
Scott Atnip	Executive Director	20	Officer	$45,330	$0	$45,330
Bonnie Bevers	Board President	1	Director	$0	$0	$0
Geoffery Schroyer	Board Vice President	1	Director	$0	$0	$0
Patty Clark	Board Treasurer	1	Director	$0	$0	$0
Laura Perregaux	Board Secretary	1	Director	$0	$0	$0
Steve Barrett	Member of the Board	0	Director	$0	$0	$0
Melanie Cheairs	Member of the Board	0	Director	$0	$0	$0
Jordan Edwards	Member of the Board	0	Director	$0	$0	$0
Jodie Felder	Member of the Board	0	Director	$0	$0	$0
Hayley Lapadula	Member of the Board	0	Director	$0	$0	$0
Anthony Vicari	Member of the Board	0	Director	$0	$0	$0
Haley Ellis	Member of the Board	0	Director	$0	$0	$0
Mark Vennerholm	Member of the Board	0	Director	$0	$0	$0
JT LaRue	Member of the Board	0.00	Director	$0	$0	$0
Kyle Tremblay	Member of the Board	0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$924,835	$831,593	$701,644	$93,242
2024	$877,356	$826,271	$591,913	$51,085
2023	$872,255	$780,872	$544,688	$91,383
2022	$798,201	$782,432	$416,996	$15,769
2021	$936,294	$719,557	$421,527	$216,737