CAROLINA CREEK CHRISTIAN CAMPS (EIN 760555299) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

MARTHA LAW

Phone

9365944446

Tax Period

2025-01-01 to 2025-12-31

CAROLINA CREEK CHRISTIAN CAMPS, founded in 2002, is a community nonprofit that reported $6.7M in total revenue in fiscal year 2025. Revenue fell 23% from the prior year — a significant decline worth monitoring. Expenses of $16.7M exceeded revenue, resulting in a 151% operating deficit.

Mission

A NON-DENOMINATIONAL CHRISTIAN YOUTH CAMP AVAILABLE TO NOT-FOR PROFIT ORGANIZATIONS TO PROVIDE YOUTH EDUCATION/RECREATIONAL BASED PROGRAMS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,110,311

Program Service Revenue $5,362,943

Investment Income $68,494

Other Revenue $128,339

TOTAL REVENUE $6,670,087

Expense Breakdown

Grants Paid $291,528

Salaries & Benefits $2,270,688

Fundraising Expenses $71,020

Program Expenses $5,238,069

Other Expenses $14,171,959

TOTAL EXPENSES $16,734,175

Year-over-Year Comparison

	2025	2024	Change
Revenue	$6,670,087	$8,629,971	-0.2%
Expenses	$16,734,175	$10,332,075	+0.6%
Net Income	$-10,064,088	$-1,702,104	+4.9%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

331

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$297,776

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JAMES MICHAEL JOBE	CHAIRMAN	2.00	Officer Director	$0	$0	$0
MARTHA LAW	TREASURER/SECRETARY	2.00	Officer Director	$0	$0	$0
STEVEN ARNOLD	DIRECTOR	2.00	Director	$0	$0	$0
GEE KANE	DIRECTOR	2.00	Director	$0	$0	$0
SHELLEY RICHEY	DIRECTOR	2.00	Director	$0	$0	$0
PAUL THOMPSON	DIRECTOR	2.00	Director	$0	$0	$0
LE RICHEY	CHAIR EMERITUS	2.00	Director	$0	$0	$0
LISA M OLSON	EXECUTIVE DIRECTOR	40.00	Officer	$285,626	$12,150	$297,776

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$6,670,087	$16,734,175	No data	$-10,064,088
2024	$8,629,971	$10,332,075	$15,574,570	$-1,702,104
2023	$10,776,101	$10,319,355	$16,963,600	$456,746
2022	$9,542,143	$10,625,307	$17,082,129	$-1,083,164
2021	$6,641,760	$7,279,973	$14,287,598	$-638,213
2020	$4,523,627	$5,557,523	$14,826,082	$-1,033,896
2019	$6,421,831	$7,159,474	$15,864,578	$-737,643
2018	$5,973,610	$6,016,336	$15,333,919	$-42,726

CAROLINA CREEK CHRISTIAN CAMPS