KARDO INTERNATIONAL MINISTRIES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

DAVID GLENN

Phone

8882726972

Tax Period

2025-01-01 to 2025-12-31

KARDO INTERNATIONAL MINISTRIES, founded in 2002, is a small nonprofit in the Education sector that reported $328K in total revenue in fiscal year 2025. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

BIBLICAL INSTRUCTION

Program Service Accomplishments

Program 1

FACILITATE CONFERENCES AND PROVIDE MATERIALS TO INDIVIDUALS, CHURCHES, AND ORGANIZATIONS WORLDWIDE IN THEIR OWN LANGUAGES. SEEK DONATIONS FROM INDIVIDUALS AND CHURCHES TO OFFSET THE COSTS OF...

FACILITATE CONFERENCES AND PROVIDE MATERIALS TO INDIVIDUALS, CHURCHES, AND ORGANIZATIONS WORLDWIDE IN THEIR OWN LANGUAGES. SEEK DONATIONS FROM INDIVIDUALS AND CHURCHES TO OFFSET THE COSTS OF TRANSLATION, CONFERENCES, AND MATERIALS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $327,993

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $327,993

Expense Breakdown

Grants Paid $0

Salaries & Benefits $131,811

Fundraising Expenses $0

Program Expenses $319,949

Other Expenses $188,138

TOTAL EXPENSES $319,949

Year-over-Year Comparison

	2025	2024	Change
Revenue	$327,993	$299,438	+0.1%
Expenses	$319,949	$291,081	+0.1%
Net Income	$8,044	$8,357	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID GLENN	PRESIDENT	N/A	Officer Director	$0	$0	$0
DELYNN HALLORAN	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
DENISE GLENN	DIRECTOR	N/A	Director	$0	$0	$0
KEITH BROWNING	DIRECTOR	N/A	Director	$0	$0	$0
SAVANNAH BROWNING	DIRECTOR	N/A	Director	$0	$0	$0
SEAN HALLORAN	DIRECTOR	N/A	Director	$0	$0	$0
SHERI WALLING	DIRECTOR	N/A	Director	$0	$0	$0
CARLOS FORTIN	DIRECTOR	N/A	Director	$0	$0	$0
PAM SANCHEZ	SECRETARY	N/A	Officer	$0	$0	$0
JIMMY MARTIN	DIRECTOR	N/A	Director	$0	$0	$0
LAURIE MARTIN	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$327,993	$319,949	$247,989	$8,044
2024	$299,438	$291,081	$238,659	$8,357
2023	$279,662	$278,126	$230,373	$1,536
2022	$229,867	$330,032	$231,064	$-100,165
2021	$235,885	$205,623	$330,842	$30,262
2020	$161,144	$142,047	$285,327	$19,097