SANTA BARBARA BRIDGE CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

MAUREEN GRATTAN

Phone

8056871777

Tax Period

2024-01-01 to 2024-12-31

SANTA BARBARA BRIDGE CENTER, founded in 2023, is a small nonprofit in the Recreation & Sports sector that reported $235K in total revenue in fiscal year 2024. Revenue surged 57% from the prior year, signaling strong growth momentum. Expenses of $206K left a modest 12% surplus.

Mission

TO ENCOURAGE AND PROMOTE THE GAME OF DUPLICATE BRIDGE WITH LESSONS, WORKSHOPS AND 10 GAMES A WEEK.

Program Service Accomplishments

Program 1

Expenses: $198,163 Revenue: $160,642

IN 2024, WE HAD CLOSE TO 14,500 PEOPLE PLAYING BRIDGE IN CLOSE TO 500 GAMES. IN ADDITION, WE HELD CLASSES, WORKSHOPS AND 12 SOCIAL GAMES, IN TOTAL CLOSE TO AN ADDITIONAL 5,000 PLAYERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $72,184

Program Service Revenue $160,642

Investment Income $1,682

Other Revenue $0

TOTAL REVENUE $234,508

Expense Breakdown

Grants Paid $0

Salaries & Benefits $65,824

Fundraising Expenses $0

Program Expenses $198,163

Other Expenses $139,999

TOTAL EXPENSES $206,415

Year-over-Year Comparison

	2024	2023	Change
Revenue	$234,508	$149,508	+0.6%
Expenses	$206,415	$155,324	+0.3%
Net Income	$28,093	$-5,816	-5.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN MURDOCH	PRESIDENT	15.00	Officer Director	$0	$0	$0
N DENNIS BERG	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
BARB BALENTS	SECRETARY	1.00	Officer Director	$0	$0	$0
RONNIE MORRIS	TREASURER	10.00	Officer Director	$0	$0	$0
TISH GAINEY	CLUB MANAGER	25.00	Director	$0	$0	$0
MARIA BLACK	MEMBERSHIP	1.00	Director	$0	$0	$0
LINDA STEPHENS	HOSPITALITY	1.00	Director	$0	$0	$0
PAT MCCREADY	EDUCATION	4.00	Director	$0	$0	$0
RANDY FRANCIOSE	FACILITIES	3.00	Director	$0	$0	$0
DAVID LIU	IT / WEB SUPPORT	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$234,508	$206,415	$97,062	$28,093