CALVARY CHILDCARE CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Principal Officer

BROOKE SECOR

Phone

8314251332

Tax Period

2025-01-01 to 2025-12-31

CALVARY CHILDCARE CENTER, founded in 1980, is a small nonprofit in the Human Services sector that reported $375K in total revenue in fiscal year 2025. Revenue decreased 5% compared to the prior year.

Mission

Calvary Preschool strives to provide superior care to preschool children in a loving and learning environment. We are here to provide an environment that promotes self-esteem, confidence and a joy for discovery.

Program Service Accomplishments

Program 1

Expenses: $274,289 Revenue: $358,305

WE ARE A NON-PROFIT PRESCHOOL PROGRAM SERVING CHILDREN AGES 2 THROUGH TO KINDERGARTEN. WE OFFER A FULL CURRICULUM, SCHOLARSHIPS AND ACCEPT ALL SOCIAL SERVICE PROGRAMS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $358,305

Investment Income $0

Other Revenue $16,811

TOTAL REVENUE $375,116

Expense Breakdown

Grants Paid $0

Salaries & Benefits $311,433

Fundraising Expenses $0

Program Expenses $274,289

Other Expenses $98,963

TOTAL EXPENSES $410,396

Year-over-Year Comparison

	2025	2024	Change
Revenue	$375,116	$396,530	-0.1%
Expenses	$410,396	$393,872	+0.0%
Net Income	$-35,280	$2,658	-14.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LIANN M CHANCE	EXECUTIVE DIRECTOR	45.00	Director Highest	$0	$0	$0
BROOKE SECOR	PRESIDENT	0.50	Officer Director	$0	$0	$0
JANE PROUGH	VICE PRESIDENT	0.50	Officer Director	$0	$0	$0
ELYSE JANKOVITZ	SECRETARY	0.50	Officer Director	$0	$0	$0
SARAH OWENS	TREASURER	0.50	Director	$0	$0	$0
ELIZABETH CHANDLER	DIRECTOR	0.50	Director	$0	$0	$0
GEORGE NARLESKY	DIRECTOR	0.50	Director	$0	$0	$0
SARAH OWENS	DIRECTOR	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$375,116	$410,396	$13,536	$-35,280
2024	No data	No data	No data	No data
2023	$358,065	$354,758	$39,648	$3,307
2022	$341,378	$323,859	$29,897	$17,519
2021	$339,134	$336,181	$18,532	$2,953
2020	$264,698	$314,498	$18,033	$-49,800