Christian Surfers United States

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

David S Nehrig

Phone

7143105579

Tax Period

2025-01-01 to 2025-12-31

Christian Surfers United States, founded in 1997, is a community nonprofit in the Religion sector that reported $1.3M in total revenue in fiscal year 2025. Expenses of $1.2M left a modest 7% surplus.

Mission

The mission of Christian Surfers is to be a ministry to surfers and a mission for surfers to impact the beach and beyond with the Gospel of Jesus Christ.

Program Service Accomplishments

Program 1

Expenses: $1,116,696 Revenue: $226,338

The mission of Christian Surfers is to be a ministry to surfers and a mission for surfers to impact the beach and beyond with the Gospel of Jesus Christ.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,029,940

Program Service Revenue $226,338

Investment Income $9

Other Revenue $3,279

TOTAL REVENUE $1,259,566

Expense Breakdown

Grants Paid $0

Salaries & Benefits $755,749

Fundraising Expenses $0

Program Expenses $1,116,696

Other Expenses $420,692

TOTAL EXPENSES $1,176,441

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,259,566	$1,203,114	+0.0%
Expenses	$1,176,441	$1,131,159	+0.0%
Net Income	$83,125	$71,955	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$102,996

Total Directors

$5,740

Key Employees

$201,334

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
David Nehrig	National Director	040.00	Officer Key Emp	$102,996	$0	$102,996
Cheyne Jobbins	West Coast Regional Coordinator	025.00	Key Emp	$55,010	$0	$55,010
Daniel Bacquet	Chief Operations Officer	020.00	Key Emp	$43,328	$0	$43,328
Emily Benedetto	Chief Communications Officer	025.00	Director	$5,740	$0	$5,740

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,259,566	$1,176,441	$363,172	$83,125
2024	$1,203,114	$1,131,159	$280,047	$71,955
2023	$925,096	$871,006	$208,092	$54,090
2022	$734,836	$755,668	$154,002	$-20,832
2021	$572,876	$515,849	$174,834	$57,027
2020	$358,547	$277,645	$113,384	$80,902
2019	$346,638	$326,569	$52,807	$20,069
2018	$368,806	$458,523	$36,430	$-89,717