VENTURES

EIN: 770247648 501(c)(3) Human Services

Watsonville, CA

Total Revenue
$5,177,388
Total Expenses
$2,041,361
Total Assets
$6,030,353
Net Assets
$5,825,148
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1989
Legal Domicile
CA
Phone
8312001719
Tax Period
2023-01-01 to 2023-12-31

VENTURES, founded in 1989, is a community nonprofit in the Human Services sector that reported $5.2M in total revenue in fiscal year 2023. Revenue surged 87% from the prior year, signaling strong growth momentum. The organization ran a surplus of $3.1M, a strong 61% operating margin.

Mission

Creating compassionate and equitable local economies that contribute to the well being of our communitiesWe are committed to do our work in ways that:Are family centered and culturally appropriate;Remove system level barriers to economic equity;Provide leadership development and financial education, including for children and youth;Develop new financial and asset building vehicles; andLift up and leverage the great work already being done.

Program Service Accomplishments

Program 1
Expenses: $921,576

Asset Building - Ensures families and youth can build wealth. This includes: - Semilitas a community partnership that provides children's savings accounts for newborns in the county. The effort...

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Asset Building - Ensures families and youth can build wealth. This includes: - Semilitas a community partnership that provides children's savings accounts for newborns in the county. The effort focuses on improving children's social emotional development, create a culture supporting post-secondary education, and increase assets and build financial capability of participating families. - Futuro - aims to be a worker-owned cooperative business structure and network that provides income and wealth building for Salinas Valley working-class Latino families. - Alas - which means wings in Spanish, is a six-month financial stability program to help working-class Latino families build community, self-determination, and financial wellbeing. Cohort model incorporates: - Guaranteed Income: families receive $500 /month for 6-months - Education and Resources: Participants receive monthly workshops and individual financial coaching to build savings, establish/ improve credit, build their savings, and reach personal financial goals. - Community Building: Participants work both as a large cohort, and in small groups with neighbors in their own cities. This ensures that they have a community to lean on after completing the program.

Program 2
Expenses: $664,863

Financial Capability (Familias con Ms) works on two areas:- Education to build knowledge and skills on fair banking practices, savings, budgeting, credit, debt, overdraft fees, and predatory lenders...

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Financial Capability (Familias con Ms) works on two areas:- Education to build knowledge and skills on fair banking practices, savings, budgeting, credit, debt, overdraft fees, and predatory lenders through workshops, coaching, and community outreach.- Advocacy to address financial inequities, including the prevalence of predatory lenders, currently twice the rate in Watsonville than the city of Santa Cruz.

Program 3
Expenses: $256,372

Emergency Relief & Safety Net Services As a trusted intermediary during times of crisis Ventures provide relief to community members in need who are not comfortable working with institutions or who...

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Emergency Relief & Safety Net Services As a trusted intermediary during times of crisis Ventures provide relief to community members in need who are not comfortable working with institutions or who are left out of our safety net. - UndocuFund Monterey Bay provides cash assistance to Monterey Bay area undocumented immigrant workers impacted by emergencies.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $5,133,187
Program Service Revenue $8,988
Investment Income $35,213
Other Revenue $0
TOTAL REVENUE $5,177,388

Expense Breakdown

Grants Paid $254,250
Salaries & Benefits $1,293,892
Fundraising Expenses $40,232
Program Expenses $1,889,830
Other Expenses $493,219
TOTAL EXPENSES $2,041,361

Year-over-Year Comparison

2023 2022 Change
Revenue $5,177,388 $2,765,285 +0.9%
Expenses $2,041,361 $1,801,908 +0.1%
Net Income $3,136,027 $963,377 +2.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
27
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$148,000
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MARIA CADENAS Executive Dir. 40.00
Officer
$148,000 $0 $148,000
DIVYA SHARMA Treasurer 1.00
Officer Director
$0 $0 $0
CAITLIN BRUNE Director 1.00
Director
$0 $0 $0
DARLENE TORRES Chairman 1.00
Officer Director
$0 $0 $0
ELISA ORONA Director 1.00
Director
$0 $0 $0
CHRIS BENNER Vice Chairman 1.00
Officer Director
$0 $0 $0
SIGOLENE ORTEGA Secretary 1.00
Officer Director
$0 $0 $0
LORRAINE YGLESIAS Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $5,177,388 $2,041,361 $6,030,353 $3,136,027
2022 $2,765,285 $1,801,908 $2,747,879 $963,377
2021 $2,698,128 $2,514,698 $1,781,848 $183,430
2020 $5,233,897 $4,026,324 $1,585,472 $1,207,573
2019 $312,593 $239,269 $268,761 $73,324
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