CATHOLIC RESOURCE MINISTRIES

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1993

Legal Domicile

Principal Officer

MARK V MENDES

Tax Period

2024-08-01 to 2025-07-31

CATHOLIC RESOURCE MINISTRIES, founded in 1993, is a micro nonprofit in the Religion sector that reported $85K in total revenue in fiscal year 2024. The organization ran a surplus of $31K, a strong 37% operating margin.

Mission

TO HELP CATHOLICS BETTER UNDERSTAND, EXPLAIN, AND LIVE THEIR FAITH BY MAKING AVAILABLE VARIOUS RESOURCES TO THE PUBLIC.

Program Service Accomplishments

Program 1

Expenses: $45,946

CATHOLIC RESOURCE MINISTRIES PROVIDES A FREE LENDING LIBRARY WITHIN ITS PREMISES. INDIVIDUALS ARE ABLE TO BORROW MANY RELIGIOUS PAMPHLETS AND BOOKS AT NO COST.

Program 2

Expenses: $2,302

FOR DONATIONS TO OTHER RELIGIOUS PROGRAMS IN THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $400

Program Service Revenue $0

Investment Income $0

Other Revenue $84,957

TOTAL REVENUE $85,357

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $48,248

Other Expenses $53,938

TOTAL EXPENSES $53,938

Year-over-Year Comparison

	2024	2023	Change
Revenue	$85,357	$83,869	+0.0%
Expenses	$53,938	$48,606	+0.1%
Net Income	$31,419	$35,263	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARK V MENDES	President	4.00	Officer Director	$0	$0	$0
JUDY RAMAGE	Secretary	4.00	Officer Director	$0	$0	$0
IRENE CORDIERO	Vice President	3.00	Officer Director	$0	$0	$0
REBECCA HILLAN	Treasurer	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$85,357	$53,938	$138,013	$31,419
2024	$83,869	$48,606	$106,594	$35,263