CENTRAL COAST AQUARIUM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1998

Legal Domicile

Phone

8054575357

Tax Period

2025-01-01 to 2025-12-31

CENTRAL COAST AQUARIUM, founded in 1998, is a small nonprofit in the Education sector that reported $556K in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $509K left a modest 9% surplus.

Mission

THE CENTRAL COAST AQUARIUM SERVES AS A MARINE SCIENCE EDUCATION CENTER AND COMMUNITY RESOURCE THAT STRIVES TO EDUCATE AND ENGAGE VISTORS ON MARINE LIFE AND AQUATIC ENVIORNMENTS. THE ORGANIZATION IS COMMITTED TO PROVIDING EDUCATIONAL EXHIBITS AND PROGRAMS THAT ARE BENEFICIAL AND EDUCATIONAL TO THE VISTORS AND RESIDENTS OF SAN LUIS OBISPO COUNTY.

Program Service Accomplishments

Program 1

Expenses: $363,175

THE CENTRAL COAST AQUARIUM PROVIDES HANDS ON EDUCATION PROGRAMS FOR CHILDREN PRE-K THROUGH 12TH GRADE. THE ORGANIZATION SERVES STUDENTS FORM SAN LUIS OBISPO, FRESNO, TULARE, KINGS, MONETERY AND SANTA BARBARA COUNTIES. THE ORGANIZATION PROVIDES THREE MAIN PROGRAMS INCLUDING A PUBLIC AQUARIUM, DISCOVERY LABS AND OFF SHORE FLOATING LABS. ALL PROGRAMS INCLUDING OFF SITE OUTREACH PROGRAMS SERVE THE COMMUNITY AND VISITORS BY PROVIDING MARINE LIFE EDUCATION PROGRAMS TO IMERSE AND INSPIRE THE NEXT GENERATION OF OCEAN STEWARDS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $67,792

Program Service Revenue $440,017

Investment Income $5

Other Revenue $48,185

TOTAL REVENUE $555,999

Expense Breakdown

Grants Paid $0

Salaries & Benefits $343,719

Fundraising Expenses $5,595

Program Expenses $363,175

Other Expenses $164,861

TOTAL EXPENSES $508,580

Year-over-Year Comparison

	2025	2024	Change
Revenue	$555,999	$480,464	+0.2%
Expenses	$508,580	$442,546	+0.1%
Net Income	$47,419	$37,918	+0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$86,223

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTY KASARJIAN	Treasurer	40.00	Director	$86,223	$0	$86,223
TIM WILLIAMS	Chairman	40.00	Director	$0	$0	$0
LESLIE TERRY	Secretary	40.00	Officer Director	$0	$0	$0
TARA KASARJIAN	Director	40.00	Officer Director	$0	$0	$0
JOHN LINDSEY	Director	40.00	Director	$0	$0	$0
KATE GILLESPIE	Executive Dir.	40.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$555,999	$508,580	$822,920	$47,419
2024	$480,464	$442,546	$771,218	$37,918
2023	$256,695	$329,264	$733,883	$-72,569
2022	$253,265	$306,279	$804,543	$-53,014
2021	$314,815	$304,325	$802,634	$10,490
2020	$178,163	$235,200	$792,144	$-57,037
2019	$452,199	$440,050	$855,191	$12,149
2018	$453,659	$474,633	$864,289	$-20,974