SECURE BEGINNINGS (EIN 770544181) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

MARILYN MOSLEY GORDANIER

Phone

8056467559

Tax Period

2025-01-01 to 2025-12-31

SECURE BEGINNINGS, founded in 2000, is a small nonprofit in the Human Services sector that reported $349K in total revenue in fiscal year 2025. Revenue fell 60% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $123K, a strong 35% operating margin.

Mission

To nurture healthy relationships for families with children ages 0-5 years.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $291,079

Program Service Revenue $24,796

Investment Income $11,563

Other Revenue $21,804

TOTAL REVENUE $349,242

Expense Breakdown

Grants Paid $0

Salaries & Benefits $131,183

Fundraising Expenses $14,897

Program Expenses $202,382

Other Expenses $95,167

TOTAL EXPENSES $226,350

Year-over-Year Comparison

	2025	2024	Change
Revenue	$349,242	$881,014	-0.6%
Expenses	$226,350	$247,819	-0.1%
Net Income	$122,892	$633,195	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$4,889

Total Directors

$4,889

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KELLY NIMMER	Secretary	1.00	Officer Director	$4,889	$0	$4,889
MARILYN MOSLEY GORDANIER	President	2.00	Officer Director	$0	$0	$0
MARGO SLUSARENKO	Vice President	1.00	Officer Director	$0	$0	$0
SERENA HANDLEY	Treasurer	1.00	Officer Director	$0	$0	$0
WILLIAM PRATHER	Director	1.00	Director	$0	$0	$0
BRENDA MORALES	Director	1.00	Director	$0	$0	$0
DIANE CROSS	Director	1.00	Director	$0	$0	$0
YAZMIN NAJERA	Director	1.00	Director	$0	$0	$0
JACI MAHONEY	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$349,242	$226,350	$1,035,126	$122,892
2024	$881,014	$247,819	$883,353	$633,195
2023	$246,226	$223,088	$248,790	$23,138
2022	$208,890	$190,647	$224,777	$18,243
2021	$266,215	$251,626	$205,924	$14,589
2020	$253,020	$145,636	$191,335	$107,384

SECURE BEGINNINGS