NBCC (EIN 770556795) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

KRISTINE J SCHWARZ MA MFT

Phone

8059637777

Tax Period

2024-07-01 to 2025-06-30

NBCC, founded in 2000, is a mid-sized nonprofit in the Human Services sector that reported $11.6M in total revenue in fiscal year 2024. Revenue surged 89% from the prior year, signaling strong growth momentum. Expenses of $10.9M left a modest 6% surplus.

Mission

TO PROVIDE COUNSELING, EDUCATION, SHELTER AND SUPPORTIVE SERVICES TO (SEE SCHEDULE O) LOW-INCOME, HOMELESS AND MENTALLY ILL INDIVIDUALS AND FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $9,822,162

Program Service Revenue $1,891,113

Investment Income $52

Other Revenue $-101,908

TOTAL REVENUE $11,611,419

Expense Breakdown

Grants Paid $3,436,080

Salaries & Benefits $5,704,582

Fundraising Expenses $81,011

Program Expenses $10,391,994

Other Expenses $1,700,719

TOTAL EXPENSES $10,874,381

Year-over-Year Comparison

	2024	2023	Change
Revenue	$11,611,419	$6,156,664	+0.9%
Expenses	$10,874,381	$5,907,301	+0.8%
Net Income	$737,038	$249,363	+2.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$213,786

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DIANE PANNKUK	DIRECTOR	2.00	Director	$0	$0	$0
JACQUELINE KURTA	PRESIDENT	5.00	Officer Director	$0	$0	$0
ZIAD EL KURJIE	TREASURER	2.00	Officer Director	$0	$0	$0
DAN ENGEL	VICE PRESIDENT	2.00	Officer Director	$0	$0	$0
MARK CARDONA	SECRETARY	2.00	Officer Director	$0	$0	$0
STASIA HUINER	DIRECTOR	2.00	Director	$0	$0	$0
KATHRYN KEENE	DIRECTOR	2.00	Director	$0	$0	$0
WARREN RITTER	DIRECTOR	2.00	Director	$0	$0	$0
JULIE LEVAY	DIRECTOR	2.00	Director	$0	$0	$0
SCOTT SANFORD	DIRECTOR	2.00	Director	$0	$0	$0
SUZANNE GRIMMESEY	DIRECTOR	2.00	Director	$0	$0	$0
RONNIE SHAHBAZIAN	DIRECTOR	2.00	Director	$0	$0	$0
JANNA ALVAREZ	DIRECTOR	2.00	Director	$0	$0	$0
JASON DOMINGUEZ	DIRECTOR	2.00	Director	$0	$0	$0
KRISTINE J SCHWARZ	EXECUTIVE DIRECTOR	40.00	Officer	$177,438	$36,348	$213,786
MICHAEL DZIERSKI START 1225	CFO	40.00	Officer	$0	$0	$0
SHANA BURNS	CLINICAL DIRECTOR	40.00	Highest	$115,910	$3,303	$119,213

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$11,611,419	$10,874,381	$4,901,820	$737,038
2024	$6,156,664	$5,907,301	$3,580,011	$249,363
2023	$4,228,184	$4,099,214	$2,639,261	$128,970
2022	$2,817,669	$2,809,282	$902,844	$8,387
2021	$3,225,144	$2,915,033	$871,424	$310,111
2020	$1,984,820	$1,885,222	$689,853	$99,598
2019	$1,615,745	$1,544,721	$390,799	$71,024

NBCC