SEWICKLEY, PA
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)MRM PROPERTY & LIABILITY TRUST, founded in 2002, is a mid-sized nonprofit in the Mutual Benefit sector that reported $17.2M in total revenue in fiscal year 2024. Revenue grew 9% year-over-year, indicating healthy expansion.
THE MISSION OF THE ORGANIZATION IS TO PROVIDE AND ADMINISTER A PROPERTY AND CASUALTY INSURANCE PROGRAM FOR PENNSYLVANIA GOVERNMENT ENTITIES THAT PROVIDES ADEQUATE AND AFFORDABLE RISK COVERAGE FOR EACH PARTICIPANT BY TAKING INTO ACCOUNT A NUMBER OF CRITERIA WHICH AFFORDS THE PARTICIPANT AN ECONOMICALLY ADVANTAGEOUS SOLUTION BY THE POOLING OR SHARING OF CERTAIN LIABILITY RISKS.
ORGANIZATION PROVIDES AND ADMINISTERS A PROPERTY AND CASUALTY INSURANCE PROGRAM PURSUANT TO PENNSYLVANIA STATUTORY AUTHORITY TO PROVIDE ADEQUATE AND AFFORDABLE RISK COVERAGE FOR ITS PARTICIPANTS, ALL...
ORGANIZATION PROVIDES AND ADMINISTERS A PROPERTY AND CASUALTY INSURANCE PROGRAM PURSUANT TO PENNSYLVANIA STATUTORY AUTHORITY TO PROVIDE ADEQUATE AND AFFORDABLE RISK COVERAGE FOR ITS PARTICIPANTS, ALL OF WHOM ARE GOVERNMENT ENTITIES AT THE LOWEST POSSIBLE COST.
ORGANIZATION STRIVES TO MINIMIZE COSTS INCURRED BY PARTICIPANTS FOR OBTAINING ADEQUATE AND AFFORDABLE PROPERTY AND LIABILITY INSURANCE. THE ORGANIZATION RETURNS A PORTION OF POLICY PREMIUMS TO ITS...
ORGANIZATION STRIVES TO MINIMIZE COSTS INCURRED BY PARTICIPANTS FOR OBTAINING ADEQUATE AND AFFORDABLE PROPERTY AND LIABILITY INSURANCE. THE ORGANIZATION RETURNS A PORTION OF POLICY PREMIUMS TO ITS MEMBERS IN THE FORM OF POLICY DIVIDENDS BASED UPON CLAIMS EXPERIENCE THEREBY REDUCING THE COST OF COVERAGE TO PARTICIPANTS.
ORGANIZATION STRIVES TO REDUCE THE AMOUNT AND FREQUENCY OF LOSSES INCURRED BY EACH PARTICIPANT BY UTILIZING LOSS CONTROL PROCEDURES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $17,238,415 | $15,748,915 | +0.1% |
| Expenses | $18,010,944 | $17,295,617 | +0.0% |
| Net Income | $-772,529 | $-1,546,702 | -0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| M KIMBERLY STEELE | TRUSTEE | 1.00 |
Director
|
$0 | $0 | $0 |
| MARK DEVLIN | TRUSTEE | 1.00 |
Director
|
$0 | $0 | $0 |
| HERBERT HARTLE | TRUSTEE | 1.00 |
Director
|
$0 | $0 | $0 |
| KEN HILLMAN | TRUSTEE | 1.00 |
Director
|
$0 | $0 | $0 |
| AL ATKINSON | TRUSTEE | 1.00 |
Director
|
$0 | $0 | $0 |
| HOWARD THEIS | VICE CHAIRMAN | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| JIM BOYLE | TREASURER | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| WILLIAM POSTON | CHAIRMAN | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| CHRISTINE CALIGUIRI | CFO/TRUST ADMINISTRATOR | 1.00 |
Officer
|
$0 | $7,397 | $167,960 |
| MEGHAN GRAHAM | DIRECTOR OF PROGRAMS | 1.00 |
Highest
|
$0 | $0 | $120,966 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $17,238,415 | $18,010,944 | $40,211,714 | $-772,529 |
| 2024 | $15,748,915 | $17,295,617 | $37,346,753 | $-1,546,702 |
| 2023 | $14,357,857 | $15,860,526 | $37,925,717 | $-1,502,669 |
| 2022 | $14,896,339 | $14,389,906 | $33,998,884 | $506,433 |
| 2021 | $13,773,572 | $14,160,830 | $36,194,134 | $-387,258 |
| 2020 | $13,587,809 | $12,712,845 | $29,252,918 | $874,964 |
| 2019 | $12,811,173 | $12,284,159 | $27,908,266 | $527,014 |
Compare MRM PROPERTY & LIABILITY TRUST with other nonprofits in Pennsylvania and across the country.